RBA Cash Rate: 3.60% · 1AUD = 0.66 USD · Inflation: 2.1%  

    Booking    Contact    (02) 8006 8300

  Billions Capital [ FINANCE SPECIALISTS ]

Home Loan Variable: 4.99% (4.99%*) • Home Loan Fixed: 4.79% (5.47%*) • Fixed: 4.79% (5.47%*) • Variable: 4.99% (4.99%*) • Investment IO: 4.99% (5.81%*) • Investment PI: 4.89% (5.26%*)

  Variable Home Loan Package Specials

Our Variable Home Loan Package Special Offer is ideal for those seeking significant flexibility. The Credit Union SA Variable Home Loan Package offers a fantastic collection of benefits across our Home Loans, Visa Credit Card, Personal Loans, Term Deposits and more. You pay an annual fee of $395 and in return you’ll save an absolute bundle.
Category: Home Loans  Last Updated September 8, 2025  Effective July 31, 2016

General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information
Interest Rate
5.29% PA
Comparison Rate
5.67%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions..

Product Features

  • Other Additional Information: No loan application or monthly fee
  • Redraw
  • Offset
  • Other Additional Information: Unlimited fee-free additional repayments
  • Digital Banking
  • Extra Repayments
  • Guarantor
  • Other Additional Information: Split Loans are available with eligible products

Product Eligibility

  • Min Age - 18.

Bank Fees and Charges

  • Solicitor Fee (Event), Amount: Not Listed..
  • Renegotiation Fee (Event), Amount: 300.00.
  • Annual Fee (Periodic), Amount: 395.00.
  • Split Loan Fee (Event), Amount: 150.00.
  • Split Loan Fee (Event), Amount: 100.00.
  • Security Handling Fee (Event), Amount: 150.00.
  • In Person Settlement Fee (Event), Amount: 300.00.

 Limitations & Restrictions (Constraints)

  • Max Lvr of 0.60
  • Opening Balance of 150000.00

Document Downloads

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Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
BM FHB Guide, May 2025
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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