RBA Cash Rate: 3.60% · 1AUD = 0.66 USD · Inflation: 2.1%  

    Booking    Contact    (02) 8006 8300

  Billions Capital [ FINANCE SPECIALISTS ]

Home Loan Variable: 4.99% (4.99%*) • Home Loan Fixed: 4.79% (5.47%*) • Fixed: 4.79% (5.47%*) • Variable: 4.99% (4.99%*) • Investment IO: 4.99% (5.81%*) • Investment PI: 4.89% (5.26%*)

  Visa Credit Card

Visa Credit Card
Category: Credit and Charge Cards  Last Updated September 15, 2025  Effective December 22, 2025

General Lending Rates

Rates listed below are for a product. Additional Information
Interest Rate
NA PA
Comparison Rate
NAPA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions..

Product Features

  • Card Access
  • Balance Transfers
  • Notifications
  • Digital Banking
  • Digital Wallet
  • Npp Payid Additional Information: Simply use your mobile, email or ABN to receive payments
  • Other Additional Information: Minimum monthly repayment - 3% of the account balance last day of statement or $20, whichever is greater
  • Unlimited Txns Additional Information: There is no limit to the number of Visa transaction you make
  • Other Additional Information: Up to 55 days interest free period

Product Eligibility

  • Min Age - 18.
  • Natural Person
  • Residency Status - Australian Citizen Or Permanent Resident.
  • Business

Bank Fees and Charges

  • Overlimit Fee (Event), Amount: 30.00. Additional Information: Visa Credit Card is over approved credit limit
  • Visa Credit Card Annual Fee (Periodic), Amount: 30.00. Additional Information: Visa Credit Card annual fee
  • Visa Card Fee (Event), Amount: 15.00.

 Limitations & Restrictions (Constraints)

  • Min Limit of 500.00
  • Max Limit of 20000.00

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Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
BM FHB Guide, May 2025
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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