Visa Credit
Our Visa Credit Card comes with a competitive low interest rate, low annual fee and up to 55 days interest free on purchases and BPAY if you pay your card in full by the due date
Category: Credit and Charge Cards Last Updated December 22, 2025 Effective December 22, 2025
General Lending Rates
Rates listed below are for a product. Additional Information
Interest Rate
NA PA
NA PA
Comparison Rate
NAPA*
NAPA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will vary based on the LVR and other conditions..
Product Features
- Additional Cards
- Card Access
- Digital Banking Additional Information: 24/7 mobile and internet banking access
- Digital Wallet Additional Information: Pay faster, easier and more securely with Apple Pay. Apple Pay eligibility restrictions may apply.
- Digital Wallet Additional Information: Pay faster, easier and more securely with Google Pay. Google Pay eligibility restrictions may apply.
- Digital Wallet Additional Information: Pay faster, easier and more securely with Samsung Pay. Samsung Pay eligibility restrictions may apply.
- Other Additional Information: A low competitive interest rate on both purchases and cash advances
- Unlimited Txns
- Interest Free Additional Information: Up to 55 days interest free on purchases and BPAY if you pay your card in full by the due date
Product Eligibility
- Min Age - 18.
- Natural Person
Bank Fees and Charges
- Overseas Purchase Fee (Transaction), Amount: Not Listed..
- Disputed Transaction Fee (Event), Amount: 35.00.
- Direct Entry Recall Of Funds (Event), Amount: 40.00. Additional Information: Applies to Direct Debit, Direct Credit and OSKO payments
- De Mistaken Payment Return Req (Event), Amount: 50.00.
- Honour Charge (Event), Amount: 5.00.
- Dishonour Insuff. Funds (Event), Amount: 7.00.
- Rtgs Payment Received Fee (Event), Amount: 7.20.
- Other Service Fees (Event), Amount: 0.00. Additional Information: Refer to our Fees and Charges brochure for information on other transactions which may attract fees and charges
- Arrears Letter - Second Arrears Letter (Event), Amount: 40.00.
- Arrears Letter Fee - Default Notice Prior To Enforcement (Event), Amount: 70.00.
- Overlimit Fee (Event), Amount: 30.00.
- Visa Annual Fee (Periodic), Amount: 39.00.
- Visa Annual Fee (Periodic), Amount: 0.00.
Limitations & Restrictions (Constraints)
- Max Limit of 60000.00
- Min Limit of 500.00
Document Downloads
brochure-account-access-facility.pdf (322.9 KB)
brochure-fees-charges.pdf (463.1 KB)
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