Easy Low Rate Credit Card

General Lending Rates

Product Variations

Product Features

• Additional Cards

• Balance Transfers

• Bill Payment Additional Information: Easily pay bills using Osko and BPAY.

• Card Access

• Digital Banking Additional Information: Access your account via our mobile app and Internet Banking

• Digital Wallet Additional Information: Leave your wallet at home and make payments on the go with Google Pay, Apple Pay and Samsung Pay.

• Interest Free Additional Information: Up to 55 days interest free on purchases when you pay your balance in full by the due date each month

• Npp Enabled Additional Information: Easily make payments via Osko and PayID.

Product Eligibility

• Min Age - 18.

• Residency Status - Australian Citizen Or Permanent Residency Only.

Bank Fees and Charges

• Credit Card Annual Fee (Periodic), Amount: 50.00. Additional Information: Payable upon funding initially and is debited from the credit card account each anniversary

• Late Payment (Event), Amount: 25.00.

• Replacement Of Visa Card (overseas) (Event), Amount: 175.00. Additional Information: Charged in US Dollars.

• Replacement Of Visa Card (within Australia) (Event), Amount: 12.50.

• Cancel Replacement Visa Card (overseas) (Event), Amount: 50.00. Additional Information: Charged in US Dollars.

• Visa Chargeback (Event), Amount: 25.00. Additional Information: Charged on the day of the request

• Stop Payment Of Funds Transfer To Or From Another Financial Institution (Event), Amount: 0.00. Additional Information: Charged at cost

• Eft Investigation Fee (Event), Amount: 35.00.

• Bank@post - Cash Deposit Fee (Transaction), Amount: 2.00.

• Bank@post - Cash Withdrawal Fee (Transaction), Amount: 2.00.

• Bank@post - Cheque Deposit (Transaction), Amount: 2.00.

• Copy Of Print Statement - Fee (Event), Amount: 1.50. Additional Information: $1.50 per page

• Domestic Cash Advance Fee (Transaction), Amount: 2.00. Additional Information: Charged on the day of the transaction.

• Overseas Cash Advance Fee (Transaction), Amount: 5.00. Additional Information: Fee charged on the day of the transaction

• International Transaction Fee (Transaction), Amount: Not Listed.. Additional Information: Applies for all transactions (including reversals and cash advances) where you use your card for a foreign currency transaction or for an Australian dollar transaction that is with a foreign merchant or that is processed by an entity or financial institution outside Australia.

 Limitations & Restrictions (Constraints)

• Min Limit of 500.00