RBA Cash Rate: 3.60% · 1AUD = 0.66 USD · Inflation: 2.1%  

    Booking    Contact    (02) 8006 8300

  Billions Capital [ FINANCE SPECIALISTS ]

Home Loan Variable: 4.99% (4.99%*) • Home Loan Fixed: 4.79% (5.47%*) • Fixed: 4.79% (5.47%*) • Variable: 4.99% (4.99%*) • Investment IO: 4.99% (5.81%*) • Investment PI: 4.89% (5.26%*)

  Workplace Benefits Credit Card

Our Workplace Benefits Credit Card includes no annual fee, a 0% pa introductory rate for the first six months on purchases, balance transfers and cash advances as well as a low ongoing interest rate after the first 6 months.  You’ll have the ability to make fast payments with Google Pay, Apple Pay, Samsung Pay, Garmin Pay and Visa payWave. It’s also highly secure, with microchip technology, 24/7 fraud monitoring, Visa’s Zero Liability policy and Visa Secure for online purchases from participating merchants and payWave. You’ll also be able to temporarily lock your card (if you misplace it), plus block payWave, international and online transactions whenever you need to – using the Mobile Banking App or Internet Banking.
Category: Credit and Charge Cards  Last Updated July 30, 2025  Effective December 15, 2016

General Lending Rates

Rates listed below are for a product. Additional Information
Interest Rate
NA PA
Comparison Rate
NAPA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions..

Product Features

  • Card Access
  • Additional Cards
  • Unlimited Txns
  • Overdraft
  • Digital Wallet
  • Digital Wallet
  • Digital Wallet
  • Digital Wallet
  • Digital Banking
  • Npp Payid
  • Npp Enabled
  • Bill Payment
  • Notifications
  • Other Additional Information: Round-ups (destination account)
  • Other Additional Information: Lock, block and control your card
  • Other Additional Information: Business Banking can be attached to the product

Product Eligibility

  • Min Age - 18.
  • Other Additional Information: Workplace Banking Benefits are available to any qualifying members. Refer to the website for more info.
  • Residency Status - Australian Citizen Or Permanent Resident.

Bank Fees and Charges

  • Workplace Benefits Credit Card Periodic (Periodic), Amount: 0.00.
  • Transaction (Transaction), Amount: 0.00.
  • Arrears (Event), Amount: 15.00.
  • Currency Conversion (Event), Amount: Not Listed..
  • Lost Visa Card (Event), Amount: 10.00. Additional Information: Payable when you lose or misplace your VISA Card and we need to order you a new card

 Limitations & Restrictions (Constraints)

  • Min Limit of 1000.00
  • Max Limit of 20000.00

Document Downloads

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    Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
    BM FHB Guide, May 2025
    Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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