Visa Credit Card
Visa Credit Card
Category: Credit and Charge Cards Last Updated December 22, 2025 Effective December 22, 2025
General Lending Rates
Rates listed below are for a product. Additional Information
Interest Rate
NA PA
NA PA
Comparison Rate
NAPA*
NAPA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will vary based on the LVR and other conditions..
Product Features
- Additional Cards
- Card Access
- Digital Banking
- Digital Wallet
- Npp Enabled
- Npp Payid
- Overdraft
- Unlimited Txns
- Balance Transfers
- Interest Free
- Interest Free Transfers
Product Eligibility
- Min Age - 18.
- Natural Person
- Residency Status - Australia.
Bank Fees and Charges
- Emergency Card Issue Fee (Event), Amount: 15.00.
- Security Token (Event), Amount: 20.00.
- Dormant Account Fee (Periodic), Amount: 25.00.
- Agency Withdrawal Fee (Event), Amount: 10.00.
- Direct Debit Cancellation Fee (Event), Amount: 5.00.
- Sweep Establishment Fee (Event), Amount: 5.00.
- Sweep Variation Fee (Event), Amount: 5.00.
- Sweep Cancellation Fee (Event), Amount: 5.00.
- Emergency Overseas Card Fee (Event), Amount: 300.00.
- Bank Cheque Issue Fee (Event), Amount: 15.00.
- Corporate Cheque Fee (Transaction), Amount: 10.00.
- Corporate Chq Stop Pmt Fee (Event), Amount: 5.00.
- Stop Chq Request Fee (Event), Amount: 5.00.
- Chq Deposit Dishonour Fee (Event), Amount: 10.00.
- Special Clearance Chq Fee (Event), Amount: 32.50.
- Elec Outbound Rejection Fee (Event), Amount: 5.00.
- Periodic Pmt Establishment Fee (Event), Amount: 5.00.
- Periodic Pmt Variation Fee (Event), Amount: 5.00.
- Duplicate Statement Fee (Event), Amount: 5.00.
- Card Dispute Fee (Event), Amount: 33.00.
- Direct Entry Trace Fee (Event), Amount: 25.00.
- Bpay Error Correction Fee (Event), Amount: 11.50.
- Bpay Investigation Request Fee (Event), Amount: 5.50.
- Corporate Cheque Trace Fee (Event), Amount: 32.50.
- Member Cheque Trace Fee (Event), Amount: 33.00.
- Overdrawn Account Fee (Event), Amount: 10.00.
- Sms Fees (Event), Amount: 0.25.
- Periodic Pmt Rejection Fee (Event), Amount: 10.00.
- Eftpos Decl Trans Fee (Transaction), Amount: 0.00.
- Replacement Card Fee (Event), Amount: 10.00.
- Safe Custody Fee (Event), Amount: 25.00.
- Piggy Bank (Event), Amount: 5.00.
- Non Ccu Atm Transaction Fee (Event), Amount: 1.50.
- Non Ccu Atm Decl Trans Fee (Event), Amount: 1.50.
- Non Ccu Atm Bal Enq Fee (Event), Amount: 1.50.
- Credit Card Annual Fee (Event), Amount: 75.00.
- Atm Direct Charge (Event), Amount: 0.00.
- Non Coastline Atm Wdl Fee (Transaction), Amount: 0.00.
- Staff Assisted Electronic Pmnt (Transaction), Amount: 2.25.
- Honour Fee (Event), Amount: 5.00.
- Dishonour Fee (Event), Amount: 5.00.
- Overseas Atm Wdl Fee (Transaction), Amount: 5.00.
- Visa Credit Cash Advance Fee (Transaction), Amount: 3.50.
- Manual Arrears Transfer Fee (Event), Amount: 5.00.
- Arrears Reminder Fee (Event), Amount: 5.00.
- Final Notice Of Demand (Event), Amount: 40.00.
- Real Time Transfer Fee (Event), Amount: 20.00.
Limitations & Restrictions (Constraints)
- Min Limit of 500.00
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