Bankwest Breeze Platinum Mastercard

General Lending Rates

Product Variations

• Lending Rate Type: Introductory
• Interest Rate: 0.00%, Comparison Rate 0.00%
• Repayment Type:
• Loan Purpose:

Product Features

• Card Access Additional Information: Start spending instantly. No need for a physical card.

• Card Access Additional Information: Make purchases without using your regular card details. Create a single-use or multi-use virtual card in the app.

• Additional Cards Additional Information: You can ask for up to three other people to have an additional Card (excluding a Virtual card)

• Balance Transfers Additional Information: Balance transfer your non-Bankwest credit card balances. Conditions apply.

• Other Additional Information: You can bank over the phone.

• Bill Payment Additional Information: Make bill payments electronically through BPAY

• Insurance Additional Information: Get complimentary extended warranty insurance. Limitations, exclusions, eligibility criteria, sub-limits and excesses may apply.

• Insurance Additional Information: Complimentary price guarantee insurance. Limitations, exclusions, eligibility criteria, sub-limits and excesses may apply.

• Insurance Additional Information: Be covered for your purchases with Purchase Security Insurance. Limitations, exclusions, eligibility criteria, sub-limits and excesses may apply.

• Insurance Additional Information: Get complimentary overseas travel insurance. Limitations, exclusions, eligibility criteria, sub-limits and excesses may apply.

• Digital Banking Additional Information: You can bank with us anytime using the Bankwest App or Bankwest Online Banking

• Digital Wallet Additional Information: Add your card to your digital wallet, then spend instantly with Apple Pay

• Digital Wallet Additional Information: Add your card to your digital wallet, then spend instantly with Garmin Pay

• Digital Wallet Additional Information: Add your card to your digital wallet, then spend instantly with Google Pay

• Digital Wallet Additional Information: Add your card to your digital wallet, then spend instantly with Samsung Pay

• Instalment Plan Additional Information: Spread the cost of up to 5 eligible purchases between $100 and $10000 over 4 monthly instalments at 0% p.a. Available to eligible customers via the Bankwest App only. Terms and conditions apply.

• Other Additional Information: No foreign transaction fees or overseas ATM fees apply.

• Fraud Protection Additional Information: Lock your card from the app, see if an account name checks out when making a payment, and manage your security in the app.

• Interest Free Additional Information: Up to 55 interest free days on purchases. You qualify for interest free days on purchases if you pay the closing balance owing (excluding any promotional or introductory balance transfer amount) on your current statement in full by the due date.

• Interest Free Transfers Additional Information: 0% p.a. for 24 months on balance transfers after your Card is approved (excluding product transfers from existing BW credit cards), reverting to the ongoing purchase rate and balance transfer rate, currently 12.99%. Limited time. New Breeze customers only, other fees, T&Cs apply. Only non-Bankwest-branded credit cards can be balance transferred to a Bankwest Mastercard credit cards. Conditions apply.

• Notifications Additional Information: Get alerts when your next repayment is due.

Product Eligibility

• Min Age - 18. Additional Information: Customers must be an individual 18 years or older

• Residency Status - Australian Citizen Or Australian Permanent Resident. Additional Information: Customers must be living in Australia as an Australian citizen or Australian permanent resident (exceptions may apply)

• Natural Person Additional Information: Customers must be an individual 18 years or older.

• Other Additional Information: For lending products, lending criteria apply.

Bank Fees and Charges

• Cash Advance Fee (Withdrawal), Amount: Not Listed.. Additional Information: 3% of transaction amount or $4 (whichever is greater). Payable for transactions that the annual cash advance percentage rate applies to.

• Foreign Transaction Fee (Transaction), Amount: 0.00. Additional Information: Foreign transactions are transaction occurring outside of Australia whether in foreign currency or Australian dollars including if you are in Australia (for example, online) where the merchant or the financial institution or entity processing the transaction is located overseas.

• Late Payment Administration Fee (Event), Amount: 25.00. Additional Information: Payable for each statement period that the minimum payment is not processed to your Card account by due date. If your Card Account statement refers to an 'Amount Due Immediately' you must also pay that amount by the due date, in order to avoid the fee.

• Paper Statement Fee (Periodic), Amount: 1.25. Additional Information: Payable for each paper Card Account Statement sent to you. Fee is waived if opted-in to e-statements.

• Over The Limit Fee (Event), Amount: 10.00. Additional Information: Payable for each statement period that you exceed your credit limit. This fee only applies to accounts opened and activated before July 2012, where over limit consent has been provided.

• Notice Of Demand Fee (Event), Amount: 50.00. Additional Information: Payable when we issue a notice of demand to you.

• Annual Fee (Periodic), Amount: 59.00. Additional Information: Payable when the Card Account is opened and in advance on each anniversary of Card Account opening.

• Balance Transfer Fee (Event), Amount: Not Listed.. Additional Information: Charged as a % of the total balance transfer transaction amount. Payable for each transaction that the introductory balance transfer percentage rate applies to.

• Credit Card Replacement Fee (Event), Amount: 25.00. Additional Information: Payable on reissue of a lost credit card over the entitled two free reissues per Card Account per calendar year. This fee does not apply to stolen cards when Bankwest is advised of the police report identification number.

 Limitations & Restrictions (Constraints)

• Min Limit of 6000.00 Additional Information: Minimum credit limit $6000.

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