Platinum Visa Credit Card

General Lending Rates

Product Variations

Product Features

• Loyalty Program Additional Information: 0.4 Qantas Points or 0.4 Velocity Frequent Flyer Points for every $1 spent on eligible purchases in Australia up to $3,000 and 0.2 Points for every $1 spent above $3,000 up to a capped amount of $5,000 each statement period. 0.5 Qantas Points or 0.5 Velocity Frequent Flyer Points for every $1 spent on eligible international purchases each statement period

• Loyalty Program Additional Information: Earn Velocity Frequent Flyer points on your everyday purchases

• Insurance Additional Information: Complimentary Card Purchase Cover and Buyer’s Advantage Cover included with your BOQ Specialist Platinum credit card.

• Other Additional Information: Redeem your rewards points for travel, entertainment or merchandise to suit your preference

• Other Additional Information: Client Service Centre - available 24 hours a day, 7 days a week

• Digital Wallet Additional Information: Easy, fast and secure payments with Apple Pay

• Additional Cards Additional Information: Split statements - need separate credit cards for business and personal purposes? No problem. We can offer multiple credit cards under one account and split your statements up to simplify life

• Other Additional Information: Visa Concierge Service - get a helping hand with travel recommendations and local event tickets Visa Front Line Access - reserve tickets to some of the best shows, concerts and sporting events. Visa Entertainment - get the hottest entertainment offers including pre-sale tickets and member promotions

• Digital Banking Additional Information: Easily access your funds using your Visa debit card, via online banking and our mobile app including BPAY and Pay Anyone functionality

• Digital Wallet Additional Information: Easy, fast and secure payments with Google Pay

• Loyalty Program Additional Information: Earn Qantas rewards points on your everyday purchases

Product Eligibility

• Min Income - 60000.0000000000. Additional Information: Students exempt from minimum income requirement

• Residency Status - Resident Or Citizen.

• Other Additional Information: Product is generally offered to medical, dental, veterinary or accounting professions and their associates and suppliers

• Natural Person

• Min Age - 18.

Bank Fees and Charges

• Payment Dishonour Fee (Event), Amount: 15.0000. Additional Information: Payable per dishonour and deducted from your card account at the time of dishonour.

• Annual Card Fee (Variable), Amount: Not Listed.. Additional Information: Deducted from your card account after you activate your card account and then on each anniversary after that date (unless otherwise advertised)

• Foreign Currency Conversion Fee (Transaction), Amount: Not Listed.. Additional Information: Payable when you make a transaction on your card account in a currency other than Australian dollars, or you make a transaction on your card account in any currency (including AUD) that is processed by the card scheme or billed by the merchant outside Australia. 1.0% of the total amount of each such transaction is payable to Visa as a currency conversion charge and the remaining 2.2% of the total amount of each such transaction is an administration fee payable to BOQ Specialist.

• Duplicate And Interim Statement Fee (Event), Amount: 10.0000. Additional Information: Per request (payable and deducted from your card account on request of a statement or copy of a statement in addition to the monthly credit card statement we give you in accordance with the Conditions of Use).

• Voucher Retrieval Fee (Event), Amount: 10.0000. Additional Information: Payable for each voucher retrieval you request BOQ Specialist to obtain from a relevant merchant.

 Limitations & Restrictions (Constraints)

• Min Limit of 6000.0000000000 Additional Information: Minimum Credit Limit

Document Downloads

  boqs001816-credit-card-conditions-of-use.pdf (3.2 MB)
  credit-card-key-facts-sheet.pdf (48.5 KB)