RBA Cash Rate: 3.60% · 1AUD = 0.66 USD · Inflation: 2.1%  

    Booking    Contact    (02) 8006 8300

  Billions Capital [ FINANCE SPECIALISTS ]

Home Loan Variable: 4.99% (4.99%*) • Home Loan Fixed: 4.79% (5.47%*) • Fixed: 4.79% (5.47%*) • Variable: 4.99% (4.99%*) • Investment IO: 4.99% (5.81%*) • Investment PI: 4.89% (5.26%*)

  Bank of China Great Wall International MasterCard Credit Card (Low Fee Card)

The Bank of China Great Wall International Credit Card (Credit Card) can be used for making purchases and at any ATM in Australia and overseas displaying a MasterCard logo or for cash withdrawals at any Bank of China retail branches in Australia. You will enjoy up to 55 days of Interest-free period on purchases. The Credit Card also provides you with other features such as Smart Interest Free Instalment Plan and maximum Monthly Usage Limit for additional cardholders.
Category: Credit and Charge Cards  Last Updated September 25, 2024  Effective January 1, 2015

General Lending Rates

Rates listed below are for a FIXED product. Additional Information 19.99% p.a interest on purchase after interest free period
Interest Rate
19.99% PA
Comparison Rate
0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions..

Product Features

  • Additional Cards Additional Information: Up to 4 additional cards
  • Unlimited Txns
  • Card Access Additional Information: Credit Card
  • Overdraft
  • Balance Transfers
  • Interest Free Additional Information: Up to 50 days interest free period
  • Digital Banking
  • Bill Payment Additional Information: Ulitity Bills,insurance
  • Notifications Additional Information: Purchase transactions SMS notification

Bank Fees and Charges

  • Fee On Balance Transfer (Transaction), Amount: Not Listed.. Additional Information: 2.5% of total transferred amount for 3 months
  • Fee On Balance Transfer (Transaction), Amount: Not Listed.. Additional Information: 5% of total transferred amount for 6 months
  • Fee On Balance Transfer (Transaction), Amount: Not Listed.. Additional Information: 9% of total transferred amount for 9 months
  • Fee On Balance Transfer (Transaction), Amount: Not Listed.. Additional Information: 13% of total transferred amount for 12 months
  • Fee For Smart Interest Free Instalment Plans (Transaction), Amount: Not Listed.. Additional Information: 1.35% of total installed amount for 3 months
  • Fee For Smart Interest Free Instalment Plans (Transaction), Amount: Not Listed.. Additional Information: 2.6% of total installed amount for 3 months
  • Fee For Smart Interest Free Instalment Plans (Transaction), Amount: Not Listed.. Additional Information: 4.25% of total installed amount for 3 months
  • Fee For Smart Interest Free Instalment Plans (Transaction), Amount: Not Listed.. Additional Information: 6.25% of total installed amount for 3 months
  • Fee For Smart Interest Free Instalment Plans (Transaction), Amount: Not Listed.. Additional Information: 9.95% of total installed amount for 3 months
  • Fee For Smart Interest Free Instalment Plans (Transaction), Amount: Not Listed.. Additional Information: 14.10% of total installed amount for 3 months
  • Annual Fee (Periodic), Amount: 20.00.
  • Currency Conversion Fee (Purchase), Amount: Not Listed.. Additional Information: 2.5% of total transaction amount
  • Late Payment Fee (Payment), Amount: 15.00.
  • Failed Inter-bank Direct Debit Fee (Payment), Amount: 20.00.
  • Failed Intra-bank Direct Debit Fee (Payment), Amount: 10.00.
  • Cash Advance Fee (Transaction), Amount: 3.00. Additional Information: $3 or 1.5% of the total cash advance amount
  • Copy Of Statement Fee (Event), Amount: 5.00.
  • Card Replacement Fee (Event), Amount: 10.00.

 Limitations & Restrictions (Constraints)

  • Min Limit of 500

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Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
BM FHB Guide, May 2025
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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