
Platinum Credit Card
Platinum Credit Card Account
Category: Credit and Charge Cards Last Updated October 3, 2025 Effective December 22, 2025
General Lending Rates
Rates listed below are for a product. Additional Information
Interest Rate
NA PA
NA PA
Comparison Rate
NAPA*
NAPA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will vary based on the LVR and other conditions..
Product Features
- Card Access
- Balance Transfers
- Interest Free Additional Information: Up to 55 days interest free
- Digital Wallet
- Digital Wallet
- Npp Payid
- Digital Banking
- Other Additional Information: Other service related charges apply based on your circumstances
- Complementary Product Discounts
Product Eligibility
- Other Additional Information: Available to members only.
- Min Age - 18.
- Residency Status - Individual Applications Must Be Permanent Residents And Joint Accounts Require At Least One Permanent Resident As Well As Additional Requirements For The Non-residant Applicants..
Bank Fees and Charges
- Inactive Membership Fee (Periodic), Amount: 30.00.
- Issue Card Or Pin Internationally By Registered Mail (Event), Amount: 15.00. Additional Information: $15 dollars per item
- Arrears Fee (Event), Amount: 20.00.
- Credit Card Atm Withdrawal Fees (Withdrawal), Amount: 2.50.
- Express Posting Of Card Or Pin In Australia (Event), Amount: 15.00.
- Credit Card Bankfirst Atm Withdrawal (Withdrawal), Amount: 2.50.
- Credit Card Cash Advance At Bank@post (Withdrawal), Amount: 2.50.
- Replacement Card Fee (Event), Amount: 8.00. Additional Information: $12.00 Staff Assisted and $8 via Mobile Banking App
- Currency Conversion Fee (Transaction), Amount: Not Listed..
- Visa Platinum Credit Card Annual Fee (Periodic), Amount: 99.00.
- Emergency Overseas Replacement Card Fee (Event), Amount: 150.00.
- Visa Debit Card Overseas Atm Withdrawals (Withdrawal), Amount: 2.50. Additional Information: The ATM operator may charge a fee at the time of the transaction
- Visa Debit Over The Counter Cash Advance (Withdrawal), Amount: 2.50.
Limitations & Restrictions (Constraints)
- Min Limit of 6000.00
Document Downloads
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