Bendigo Bright Credit Card

General Lending Rates

Product Variations

Product Features

• Digital Wallet

• Additional Cards

• Interest Free Additional Information: Up to 55 days interest free

Product Eligibility

• Min Age - 18. Additional Information: Additional cardholders must be 16 years of age

• Residency Status - Must Be Australian Resident .

• Natural Person

Bank Fees and Charges

• Annual Fee (Periodic), Amount: 59.000000.

• International Transaction Fee (Transaction), Amount: Not Listed.. Additional Information: International Transaction Fee – [3% of the Transaction amount (in AUD)] An International Transaction Fee of 3% of the Transaction amount (in AUD) payable for each Transaction which is conducted in a currency other than Australian dollars (AUD) or in Australian dollars (AUD) but with or using a merchant, payment processor, financial institution or other entity (including an online merchant) who is outside of Australia. Note: It may not always be apparent to you that an online merchant is located outside of Australia.

• Balance Transfer Fee (Event), Amount: Not Listed.. Additional Information: Balance Transfer Fee – [2% of the balance transferred] Payable each time we agree to transfer the balance owing by you in respect of a different credit card facility to your Bendigo Bank Credit Card as a Promotional Balance Transfer.

• Late Payment Fee (Event), Amount: 15.000000. Additional Information: Payable each time you fail to pay your Minimum Repayment as stated on a Statement of Account by its due date.

• Cash Advance Fee (Withdrawal), Amount: Not Listed.. Additional Information: Cash Advance Fee – [$3.00 or 3% of Transaction amount, whichever is greater] Payable each time we provide credit in the form of cash or you perform a Transaction we treat as being equivalent to cash.

• International Atm Inquiry (Transaction), Amount: 1.500000. Additional Information: Payable whenever you make an Account inquiry outside of Australia at a non-Bendigo Bank ATM.

• Replacement Card Fee (Event), Amount: 15.000000. Additional Information: Payable whenever we issue you a replacement, reissue or redirection card other than by standard post at your request.

• Bank@post Balance Enquiry (Transaction), Amount: 0.000000. Additional Information: When you make balance enquiry at a Bank@Post terminal in an Australia Post Office using a Bendigo Bank card, where this facility is available.

• Internal Transfer (Transaction), Amount: Not Listed.. Additional Information: Internal Transfer – [$3.00 or 3% of Transaction amount, whichever is greater] Payable each time we provide credit in the form of cash or you perform a Transaction we treat as being equivalent to cash.

• Pay Anyone Transfer, Including Osko (Transaction), Amount: Not Listed.. Additional Information: Pay Anyone Transfer, Including Osko – [$3.00 or 3% of Transaction amount, whichever is greater] Payable each time we provide credit in the form of cash or you perform a Transaction we treat as being equivalent to cash.

• Periodic Payment To Other Financial Institution (Transaction), Amount: 3.750000.

• Bank@post Withdrawal (Withdrawal), Amount: 4.000000.

• Direct Debit (Transaction), Amount: Not Listed.. Additional Information: Direct Debit – [$3.00 or 3% of Transaction amount, whichever is greater] Payable each time we provide credit in the form of cash or you perform a Transaction we treat as being equivalent to cash.

• Phone Banking Transfer (Transaction), Amount: Not Listed.. Additional Information: Phone Banking Transfer – [$3.00 or 3% of Transaction amount, whichever is greater] Payable each time we provide credit in the form of cash or you perform a Transaction we treat as being equivalent to cash.

• Eftpos Withdrawal (Transaction), Amount: Not Listed.. Additional Information: EFTPOS Withdrawal – [$3.00 or 3% of Transaction amount, whichever is greater] Payable each time we provide credit in the form of cash or you perform a Transaction we treat as being equivalent to cash.

• Bank@post Deposit (Transaction), Amount: 4.000000.

• Bendigo Bank Atm Transfer (Transaction), Amount: Not Listed.. Additional Information: Bendigo Bank ATM Transfer – [$3.00 or 3% of Transaction amount, whichever is greater] Payable each time we provide credit in the form of cash or you perform a Transaction we treat as being equivalent to cash.

• Transfer (Transaction), Amount: Not Listed.. Additional Information: Transfer – [$3.00 or 3% of Transaction amount, whichever is greater] Payable each time we provide credit in the form of cash or you perform a Transaction we treat as being equivalent to cash

• Bpay Withdrawal (Withdrawal), Amount: Not Listed.. Additional Information: BPAY Withdrawal – [$3.00 or 3% of Transaction amount, whichever is greater] Payable each time we provide credit in the form of cash or you perform a Transaction we treat as being equivalent to cash.

• Bendigo Bank Atm Withdrawal (Transaction), Amount: Not Listed.. Additional Information: Bendigo Bank ATM Withdrawal – [$3.00 or 3% of Transaction amount, whichever is greater] Payable each time we provide credit in the form of cash or you perform a Transaction we treat as being equivalent to cash.

• Bank Cheque Withdrawal (Withdrawal), Amount: 10.000000.

• Cash Withdrawal (Withdrawal), Amount: Not Listed.. Additional Information: Cash Withdrawal – [$3.00 or 3% of Transaction amount, whichever is greater] Payable each time we provide credit in the form of cash or you perform a Transaction we treat as being equivalent to cash.

• Retail Purchase (Transaction), Amount: 0.000000.

• Eft Credit Transfer (Transaction), Amount: 4.000000.

• Periodical Payment (internal) (Transaction), Amount: Not Listed.. Additional Information: Periodical Payment (Internal) – [$3.00 or 3% of Transaction amount, whichever is greater] Payable each time we provide credit in the form of cash or you perform a Transaction we treat as being equivalent to cash.

• International Atm Withdrawal (Transaction), Amount: 5.000000. Additional Information: Payable whenever you make a cash withdrawal outside of Australia at a non-Bendigo Bank ATM (in addition to the Cash Advance Fee). Other financial institutions may charge you a fee for using their ATMs. This fee will be displayed at the time of the transaction and allows the customer to accept or decline the fee as shown. If using your credit card interest will be charged from the day the withdrawal is completed.

 Limitations & Restrictions (Constraints)

• Min Limit of 1000.00

• Max Limit of 30000.00