Secured Residential Term Loan

General Lending Rates

Product Features

• Digital Banking

• Npp Enabled

• Npp Payid

Product Eligibility

• Residency Status

• Min Age - 18.

• Business

Bank Fees and Charges

• Bank Cheque Fee (Payment), Amount: 12.00. Additional Information: Per cheque - Purchase of a bank cheque for settlement

• Registration Fee (Variable), Amount: 198.00. Additional Information: Per instrument. Payable to register our interests as Mortgagee. Or alternatively, to remove the interest of another Financial Institution from the title.

• Registration Fee (nt) (Variable), Amount: 176.00. Additional Information: Per instrument. Payable to register our interests as Mortgagee. Or alternatively, to remove the interest of another Financial Institution from the title.

• Title Search (sa) (Variable), Amount: 35.50. Additional Information: Per search - provides a copy of the title of the property

• Title Search (nt) (Variable), Amount: 55.78. Additional Information: Per Search - provides a copy of the title to the property

• Document Search (Variable), Amount: 11.50. Additional Information: Per search - provides a duplicate copy of a registered document from Property Assist

• Valuation Fee (Variable), Amount: 205.00. Additional Information: From $205 - a fee charged to value the proposed security property for metropolitan area. Outside metropolitan area as charged by the valuer.

• Valuation Fee (nt) (Variable), Amount: 205.00. Additional Information: from $205.00, please see tier Valuation Fee for Property Value up to over $1,500,000

• Business Banking Conveyancer's/solicitors Fee (Event), Amount: 350.00. Additional Information: Covers preparation of mortgage documents,

• Business Banking Further Advance Fee (Upfront), Amount: 500.00.

• Business Banking Variation Of Security Fee (Event), Amount: 250.00. Additional Information: Payable when ever we consent to the substitution of the mortgaged property.

• Commercial Loan Application Fees (Upfront), Amount: 500.00.

• Deed Of Priority Fee (Event), Amount: 110.00. Additional Information: Payable whenever we prepare a Deed of Priority.

• Default Fee (Event), Amount: 15.00. Additional Information: Payable whenever your repayments become in arrears by 15 days or more.

• Demand Fee (Event), Amount: 50.00. Additional Information: Payable whenever we send you a notice demanding that you remedy a default under your contract.

• Discharge Of Mortgage Fee/security Discharge Admin Fee (Event), Amount: 150.00. Additional Information: Administration cost payable whenever we prepare to discarge a mortage at your request.

• Dishonour Fee (Event), Amount: 15.00. Additional Information: Payable whenever a direct debit, cheque or payment order to your account is declined or dishonoured.

• Document Preparation Fee (Event), Amount: 150.00. Additional Information: Payable whenever we prepare more than three documents.

• Progressive Drawdown Fee (Event), Amount: 500.00. Additional Information: Payable when we make a number of progressive payments to fund your loan amount, typically for construction or major renovation finance. Payable upon initial disbursement of your loan.

• Renegotiation/review Fee (Event), Amount: 500.00. Additional Information: Payable whenever we renegotiate, vary or review your loan facilities.

• Voucher/document Search Fee (Upfront), Amount: 20.00. Additional Information: Payable per search

• Written Notice Fee (Event), Amount: 25.00. Additional Information: Payable whenever we send you a notice that your repayments are in arrears or your account is overdrawn.

Document Downloads

  credit-application-form-new-home-loans-and-refinance.pdf (786.5 KB)
  fees-and-charges-business-banking-credit.pdf (72.2 KB)
  fixed-and-variable-home-rates.pdf (351.9 KB)