RBA Cash Rate: 3.60% · 1AUD = 0.66 USD · Inflation: 2.1%  

    Booking    Contact    (02) 8006 8300

  Billions Capital [ FINANCE SPECIALISTS ]

Home Loan Variable: 4.99% (4.99%*) • Home Loan Fixed: 4.79% (5.47%*) • Fixed: 4.79% (5.47%*) • Variable: 4.99% (4.99%*) • Investment IO: 4.99% (5.81%*) • Investment PI: 4.89% (5.26%*)

  Business Green Car Loan

Our Business Green Car Loan allows you to purchase any new or demonstrator green vehicle. A 'green' vehicle is defined as one with emissions intensity that does not exceed 120 grams of C02 emissions per km (g/km).
Category: Business Loans  Last Updated December 22, 2025  Effective December 22, 2025

General Lending Rates

Rates listed below are for a VARIABLE product. Additional Information
Interest Rate
6.04% PA
Comparison Rate
6.34%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

  • Digital Banking
  • Other Additional Information: Ability to borrow up to an additional 10% of the initial loan value to fund charging technology to support your green choice
  • Other Additional Information: No deposit required
  • Other Additional Information: Loan Terms up to 7 years
  • Other Additional Information: Conditional pre-approval available
  • Redraw

Product Eligibility

  • Business
  • Min Age - 18.
  • Residency Status - Loans Are Available To Members Of The Bank Who Are Permanent Residents Of Australia And Currently Live In Australia.

Bank Fees and Charges

  • Commercial Establishment Fee (Upfront), Amount: 150.00.
  • Document Fee (Variable), Amount: Not Listed.. Additional Information: Price on Application
  • Other Credit Fees (Event), Amount: 0.00. Additional Information: Please refer to our Fees and Charges brochure for information on other fees and charges which may apply.
  • Monthly Loan Maintenance Fee (Periodic), Amount: 0.00. Additional Information: No Loan Maintenance fee
  • Arrears Letter - Second Arrears Letter (Event), Amount: 40.00.
  • Arrears Letter Fee - Default Notice Prior To Enforcement (Event), Amount: 70.00.

Document Downloads

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Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
BM FHB Guide, May 2025
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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