BUSINESS LOAN - VARIABLE (Principal and Interest)
A variable business loan with competitive variable rates to help fund your business needs. Secure the loan with a residential or commercial property - different rates apply depending on security type.
Category: Business Loans Last Updated November 18, 2025 Effective December 22, 2025
General Lending Rates
Rates listed below are for a VARIABLE P&I product. Additional Information Business Loan
Interest Rate
8.54% PA
8.54% PA
Comparison Rate
0.00%PA*
0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
- Redraw Additional Information: Redraw fees apply
- Offset Additional Information: Offset account is optional
- Digital Banking
Product Eligibility
- Business
Bank Fees and Charges
- Redraw Fee - Staff Assisted (Event), Amount: 30.00. Additional Information: Charged to loan account
- Business Loan Application Fee (Upfront), Amount: 750.00. Additional Information: Additional fees may apply for non-standard applications
- Business Loan Monthly Fee (Periodic), Amount: 10.00.
- Late Payment (Event), Amount: 25.00. Additional Information: Charged to loan account
- Safe Custody Fee (Periodic), Amount: 50.00. Additional Information: E.g. certificate of titles, wills, etc
- Re-issue Loan Documentation Fee (Event), Amount: 300.00. Additional Information: For mortgage products
- Copy Of Statement (already Issued) (Event), Amount: 1.50. Additional Information: Charged per page. For statements issued prior to January 1997 the fee is $3 per page.
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