RBA Cash Rate: 4.10% · 1AUD = 0.64 USD · Inflation: 2.4%  

    Booking    Contact    0430 513 105

  Billions Capital [ FINANCE SPECIALISTS ]

Home Loan Variable: 5.43% (6.02%*) • Home Loan Fixed: 4.99% (5.91%*) • Fixed: 4.99% (5.91%*) • Variable: 5.43% (6.02%*) • Investment IO: 5.59% (6.66%*) • Investment PI: 4.99% (5.91%*)

  Term Deposit

A Term Deposit is a secure way to grow your savings with terms available from three months to three years.
Category: Term Deposits  Last Updated March 18, 2025  Effective April 14, 2025

 Product Features

  • Other Additional Information: A certificate account only
  • Digital Banking Additional Information: Non transaction access with view only access
  • Notifications Additional Information: Notification of maturty of investment term and request for instruction

 Product Eligibility

  • Residency Status Additional Information: Australian Citizen or Permanent Resident or as otherwise approved

 Bank Fees and Charges

  • Cheque Dishonour (Event), Amount: 9.00. Additional Information: Cheque drawn by you or deposited by you that has not been accepted by us or another financial institution
  • Direct Entry Dishonour (Event), Amount: 9.00. Additional Information: Direct Entry returned (inward and outward)
  • Document Fee (Event), Amount: 60.00. Additional Information: $60.00 per hour (subject to minimum $10.00 per copy)
  • Financial Institution Cheque (Event), Amount: 2.50.
  • Miscellaneous Service Fee (Event), Amount: 60.00. Additional Information: This fee applies if request information not covered by the Document Fee on an hourly rate of $60.00
  • Overseas Telegraphic Transfer (outward) - Australian Currency (Event), Amount: 39.00. Additional Information: Funds can be sent to a variety of destinations in a currency appropriate to that county
  • Overseas Telegraphic Transfer (outward) - Foreign Currency (Event), Amount: 28.00. Additional Information: Funds can be sent to a variety of destinations in a currency appropriate to that county
  • Physical Foreign Currency (Event), Amount: Not Listed.. Additional Information: Physical Foreign Currency issued or purchased 1% of the Australian currency equivalent amount
  • Unclaimed Monies Fee (Variable), Amount: 20.00. Additional Information: The lessor $20.00 or account balance
  • Foreign Currency International Transfers (inward) (Deposit), Amount: 0.00. Additional Information: This service is free of our service cost. However, any third party cost will be passed on.

 Limitations & Restrictions (Constraints)

  • Opening Balance of 1000.00
  • Min Balance of 1000.00

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Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
First Home Buyer Guide, April 2025
  Timezone: 1 · [ CHANGE ]

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