RBA Cash Rate: 4.10% · 1AUD = 0.64 USD · Inflation: 2.4%  

    Booking    Contact    0430 513 105

  Billions Capital [ FINANCE SPECIALISTS ]

Home Loan Variable: 5.43% (6.02%*) • Home Loan Fixed: 4.99% (5.91%*) • Fixed: 4.99% (5.91%*) • Variable: 5.43% (6.02%*) • Investment IO: 5.59% (6.66%*) • Investment PI: 4.99% (5.91%*)

  Standard Term Deposit

With a term deposit you know exactly how much interest you’ll earn. Make a deposit of $5,000 or more, choose a term from 1 month to 5 years, select a range of interest payment options and you’re good to go.
Category: Term Deposits  Last Updated March 31, 2025  Effective April 14, 2025

 Product Features

  • Digital Banking Additional Information: Manage your account from anywhere with our Internet Banking or mobile banking app.
  • Notifications Additional Information: Maturity Reminders
  • Other Additional Information: Yes, Interest penalties apply

 Product Eligibility

  • Residency Status - You Must Be A Permanent Australian Resident That Resides In Australia.. Additional Information: You must be a permanent Australian resident that resides in Australia.

 Bank Fees and Charges

  • Audit Request Fee (Variable), Amount: Not Listed.. Additional Information: $30 per hour (min charge $30.00). Charged when you request us to provide a written confirmation of your financial accounts with Australian Unity.
  • Documentation Search Fee (Variable), Amount: Not Listed.. Additional Information: $30 per hour (min charge $15). Charged when you request us to search and/or retrieve voucher/s or other documentation connected to your accounts with Australian Unity.
  • Overseas International Money Transfer (aud Or Foreign Currency) (Event), Amount: 30.00. Additional Information: Charged when you request us to electronically transfer Australian dollars (AUD) or foreign currency overseas.
  • Same Day Eft (via Rtgs) (Event), Amount: 30.00. Additional Information: Charged to when you request a same-day EFT be made to a non-Australian Unity account.
  • Staff Assisted Transactions (Event), Amount: 2.50. Additional Information: Charged for each transaction our staff perform.
  • Term Deposit Early Redemption (payout) (Variable), Amount: Not Listed.. Additional Information: The acceptance of an early redemption request will be subject to an interest adjustment, calculated as a percentage on the actual term of the deposit, referenced to the original maturity date. See the schedule of Fees, Charges and Transaction limits for more details.

 Limitations & Restrictions (Constraints)

  • Min Balance of 5000 Additional Information: Minimum balance of $5000
  • Opening Balance of 5000 Additional Information: Minimum balance of $5000

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Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
First Home Buyer Guide, April 2025
  Timezone: 1 · [ CHANGE ]

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