Personal Loan
Competitive, flexible and great for helping you get what you want sooner.
Category: Personal Loans Last Updated September 26, 2024 Effective November 1, 2024
General Lending Rates
Rates listed below are for a VARIABLE product. Additional Information Secure your loan with cash to receive a reduced rate.
Interest Rate
6.74% PA
6.74% PA
Comparison Rate
7.09%PA*
7.09%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
, VARIABLE, 9.17%
- Lending Rate Type: Variable
- Interest Rate: 9.17%, Comparison Rate 9.36%
- Repayment Type:
- Loan Purpose:
, VARIABLE, 7.94%
- Lending Rate Type: Variable
- Interest Rate: 7.94%, Comparison Rate 8.53%
- Repayment Type:
- Loan Purpose:
, VARIABLE, 11.24%
- Lending Rate Type: Variable
- Interest Rate: 11.24%, Comparison Rate 13.48%
- Repayment Type:
- Loan Purpose:
Product Features
- Digital Banking Additional Information: Open accounts, check balances, view transactions, transfer funds, schedule payments, BPAY, eStatements, SMS alerts, activate cards, change card PIN, mark card lost or stolen, loan redraw, loan status update, accept loan contracts and send secure messages.
- Notifications
- Npp Enabled
- Npp Payid Additional Information: Set up a pay ID to receive lightning fast payments.
- Other Additional Information: Save on paper, receive and view your statements online with eStatements.
- Redraw Additional Information: Access additional payments made to your loan. Minimum $500.
Product Eligibility
- Min Age - 17.
- Natural Person
- Other Additional Information: Lending criteria apply.
- Residency Status - A Permanent Australian Resident Including Those Working Overseas..
Bank Fees and Charges
- Loan Establishment Fee (Upfront), Amount: 175.00.
- Redraw Fee (Transaction), Amount: 25.00.
- Contract Variation/consent Fee (Event), Amount: 175.00.
- Quickdebit Dishonour Fee (Event), Amount: 15.00.
- Loan Administration Fee (Periodic), Amount: 5.00.
- Guarantee Establishment Fee (Upfront), Amount: 175.00.
Limitations & Restrictions (Constraints)
- Max Limit of 100000.00
- Min Limit of 3000.00
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