Accelerator Car Loan
Get into your new wheels faster and easier - with a great interest rate and no hidden costs!
Category: Personal Loans Last Updated December 12, 2024 Effective April 14, 2025
General Lending Rates
Rates listed below are for a VARIABLE product. Additional Information Interest is per annum (p.a.). The Comparison rate is calculated on a secured loan amount of $30,000 over a term of 5 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Interest Rate
6.74% PA
6.74% PA
Comparison Rate
7.05%PA*
7.05%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
, VARIABLE, 11.74%
- Lending Rate Type: Variable
- Interest Rate: 11.74%, Comparison Rate 12.07%
- Repayment Type:
- Loan Purpose:
Product Features
- Other Additional Information: No Monthly Service Fees
- Redraw Additional Information: Redraw is available at no cost enabling you to save for future registration and insurance costs by paying extra to your loan. A minimum redraw amount of $200 applies.
- Digital Banking Additional Information: Bank 24/7 wherever you are and whenever you want with RAB mobile and internet banking.
- Other Additional Information: Ability to make extra payments or repay the loan in full early at no cost.
- Other Additional Information: Flexible repayment options give you the ability to make repayments Weekly, Fortnightly, or Monthly.
Product Eligibility
- Residency Status - Australian Residents. Additional Information: Individuals must be citizens or permanent residents of Australia.
- Employment Status - Ongoing Employment. Additional Information: Borrowers must demonstrate at least 6 months continuing employment history at the time of application.
- Other Additional Information: Product is available to approved borrowers only. Terms, conditions, fees, charges and normal lending criteria apply.
- Other Additional Information: As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.
- Other Additional Information: Available for cars, motorbikes, caravans, boats and trailers up to 10 years old.
- Min Age - 18. Additional Information: Borrowers must be aged 18 years, however, 16 or older can apply with 18 years over adult as co-applicant or guarantor.
Bank Fees and Charges
- Monthly Service Fee (Periodic), Amount: 0.00.
- Approval Fee (Upfront), Amount: 195.00. Additional Information: Applied on approval of your Personal or Car loan, prior to the initial drawdown.
- Ppsr Check Fee (Event), Amount: 26.00. Additional Information: Applies when a PPSR check is required.
Limitations & Restrictions (Constraints)
- Min Limit of 5000.00 Additional Information: A minimum loan amount of $5,000 applies to this product.
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