Personal Loan
Borrow for any worthwhile purpose from the latest in big ticket electronics, white goods and household items to holidays, cars, boats and bikes. You can also refinance or consolidate your loans from other lenders.
Category: Personal Loans Last Updated August 8, 2024 Effective April 14, 2025
General Lending Rates
Rates listed below are for a FIXED P&I product. Additional Information Driveaway Car Loan Fixed Rate - Fixed Rate Terms: 1-7 Years - L9-C3
Interest Rate
6.99% PA
6.99% PA
Comparison Rate
7.13%PA*
7.13%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
, VARIABLE, 9.99%
- Lending Rate Type: Variable
- Interest Rate: 9.99%, Comparison Rate 10.13%
- Repayment Type: Principal And Interest
- Loan Purpose:
, FIXED, 6.99%
- Lending Rate Type: Fixed
- Interest Rate: 6.99%, Comparison Rate 7.13%
- Repayment Type: Principal And Interest
- Loan Purpose:
Product Features
- Other Additional Information: Your Police Bank Personal Loan may contribute to our Reduced Fees Program, helping to reduce (or eliminate) fees – save on ATM and EFTPOS transactions (as well as qualify for fee rebates), personal cheques and external electronic periodical payments.
- Other Additional Information: Unlimited free additional repayments
- Other Additional Information: No Monthly Account Keeping Fees
- Redraw Additional Information: Only available on Variable
Product Eligibility
- Residency Status - Australian Citizens.
- Residency Status - Australian Residents.
- Min Age - 18.
Bank Fees and Charges
- Ppsr (Upfront), Amount: 0.00. Additional Information: Certain loans will require us to use the services of PPSR. If we do so, the following may be payable: • PPSR Registration Fee • PPSR Financier Interest Enquiry • PPSR Variation of Interest
- Late Payment Fee (Event), Amount: 10.00.
- Bank Cheque (Event), Amount: 0.00.
- Additional Statement Fee (Event), Amount: 5.00. Additional Information: Payable when you request an additional statement.
- Personal Loan Establishment Fee (Upfront), Amount: 98.00.
- Arrears Letter Fee (Event), Amount: 6.50.
- Overdrawn Account Fee (Event), Amount: 15.00.
- Dishonoued Member Cheque Fee (Event), Amount: 9.00.
- Default Notice Fee (Event), Amount: 21.50.
- Dishonoured Cheque Fee (Event), Amount: 9.00.
Limitations & Restrictions (Constraints)
- Min Limit of 5000.00
Document Downloads
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