PERSONAL LOAN SECURED NEW ASSET FIXED PRINCIPAL & INTEREST
Turn your dreams into reality. Don't miss out on that new car smell, making memories on holiday, renovations or something else you can't afford to wait for.
Category: Personal Loans Last Updated December 16, 2024 Effective April 14, 2025
General Lending Rates
Rates listed below are for a FIXED P&I product. Additional Information
Interest Rate
6.49% PA
6.49% PA
Comparison Rate
6.77%PA*
6.77%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
- Digital Banking Additional Information: Manage all your banking online, via our moneytree app and Internet Banking.
- Redraw Additional Information: Easy access to your cash with our redraw facility.
Product Eligibility
- Min Age - 18. Additional Information: The minimum age to open a Personal Loan account is 18.
- Residency Status Additional Information: You must be an Australian citizen or permanent resident to apply.
Bank Fees and Charges
- Loan Application Fee (Upfront), Amount: 200.00.
- Document Copy Fee (Upfront), Amount: 7.00.
- Interest Recalculation Fee (Event), Amount: 30.00. Additional Information: $30 per hour (min $30)
- Enforcement Expenses - Arrears Notice (Payment), Amount: 20.00.
- Enforcement Expenses - Credit Bureau Default Listing (Payment), Amount: 20.00.
- Enforcement Expenses - Default Notice (Payment), Amount: 50.00.
- Legal Enforcement Expenses (Variable), Amount: 1000.00.
Limitations & Restrictions (Constraints)
- Min Balance of 10000.00 Additional Information: The minimum balance for the Personal Loan account is $10k.
- Max Balance of 100000.00 Additional Information: The maximum amount that can be put on your Personal Loan is $100k.
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