General Lending Rates

Product Features

• Redraw Additional Information: Free access to your cash with our redraw facility (minimum $100 redraw amount)

• Npp Payid Additional Information: Get faster payments between participating banks, anytime with Pay ID

• Npp Enabled

• Other Additional Information: 1 to 7 years

• Other Additional Information: Flexible repayment options weekly, fortnightly or monthly

• Other Additional Information: You can make extra repayments or repay your loan in full at any time. Extra repayments may enable you to redraw funds, subject to conditions

• Other Additional Information: No PPSR (Personal Property Securities Register) fee is charged during the loan application

• Other Additional Information: Set repayments that won't change during the fixed term so you can lock in certainty

Product Eligibility

• Min Age - 18. Additional Information: Individuals must have the legal capacity to enter into the loan contract, provide acceptable identification documentation and be 18 years or older

• Employment Status - Employed.

• Residency Status - Permanent Resident. Additional Information: You must be an Australian citizen or permanent resident to apply

• Other Additional Information: Applications for finance are subject to the Bank's normal credit approval

• Other Additional Information: A secured car loan is for buying a new or used car that is less than 5 years old

Bank Fees and Charges

• Loan Establishment Fee - Fixed Rate Car Loan (new) (Upfront), Amount: 200.00. Additional Information: A fee charged to set up a new car loan

• Late Payment Fee (Event), Amount: 15.00. Additional Information: A fee charged when you don't make your minimum monthly payment, plus any overdue amount

• Default Notice Fee (Event), Amount: 50.00. Additional Information: A fee charged if you default on your repayments and we issue a default notice

• Paper Statement Fee (Periodic), Amount: 2.00. Additional Information: A fee charged to cover the cost of producing and sending paper statements

• Fixed Rate Lock Fee (Event), Amount: 500.00. Additional Information: A fee charged to guarantee the fixed interest rate quoted to you at loan approval for up to 90 days from the date of approval

 Limitations & Restrictions (Constraints)

• Min Balance of 1000.00

• Max Balance of 150000.00