RBA Cash Rate: 4.10% · 1AUD = 0.63 USD · Inflation: 2.4%  

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  Billions Capital [ FINANCE SPECIALISTS ]

Billions Capital
Home Loan Variable: 5.43% (6.02%*) • Home Loan Fixed: 4.99% (5.91%*) • Fixed: 4.99% (5.91%*) • Variable: 5.43% (6.02%*) • Investment IO: 5.59% (6.66%*) • Investment PI: 4.99% (5.91%*)
5.43% (6.02%*), Lender MCU
4.99% (5.91%*), Lender CWU
4.99% (5.91%*), Lender CWU
5.43% (6.02%*), Lender MCU
5.59% (6.66%*), Lender NAB
4.99% (5.91%*), Lender CWU

  Variable Rate Personal Loan

Our Variable Rate Personal Loan is an unsecured personal loan. The minimum loan amount is $5,000 and a maximum loan amount of $50,000.
Category: Personal Loans  Last Updated February 4, 2021  Effective July 31, 2016

 General Lending Rates

Rates listed below are for a VARIABLE P&I product. Additional Information Variable rate personal loan
Interest Rate
13.60% PA
Comparison Rate
13.97%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Redraw
  • Other Additional Information: Unlimited extra repayments
  • Other Additional Information: Early repayment (no penalty)

 Bank Fees and Charges

  • Personal Loan Application (Upfront), Amount: 250.00.
  • Increase To An Existing Personal Loan (Event), Amount: 250.00.

 Limitations & Restrictions (Constraints)

  • Min Limit of 5000.00 Additional Information: Minimum loan amount
  • Max Limit of 50000.00 Additional Information: Maximum loan amount

 Document Downloads

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Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
First Home Buyer Guide, April 2025
  Timezone: 1 · [ CHANGE ]

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Home Loan Variable: 5.43% (6.02%*) • Home Loan Fixed: 4.99% (5.91%*) • Fixed: 4.99% (5.91%*) • Variable: 5.43% (6.02%*) • Investment IO: 5.59% (6.66%*) • Investment PI: 4.99% (5.91%*)
748B, Pennant Hills Rd, Carlingford , NSW 2118
SYDNEY | MELBOURNE | BRISBANE | ADELAIDE

This is where your credit rep and ACL number will go. The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice.

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Billions Capital