PERSONAL LOAN
PERSONAL LOAN
Category: Personal Loans Last Updated April 12, 2022 Effective April 14, 2025
General Lending Rates
Rates listed below are for a VARIABLE P&I product. Additional Information This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate.
Interest Rate
8.55% PA
8.55% PA
Comparison Rate
0.00%PA*
0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
- Redraw Additional Information: Redraw of repaid principal above minimum required is available
- Digital Banking Additional Information: Access is available to online banking features for the product
- Npp Enabled Additional Information: An account of this product type can be used to receive funds as a result of a BSB/Number based NPP payment
- Npp Payid Additional Information: An account of this product type can be used as the target of an NPP PayID
- Notifications Additional Information: SMS and/or email notifications available
Product Eligibility
- Residency Status Additional Information: Individuals must be citizens or permanent residents of Australia.
- Other Additional Information: You will need to become a member of the Credit Union before The Capricornian can accept a loan application.
Bank Fees and Charges
- Establishment Fee Personal Loans And Overdrafts (Upfront), Amount: 250.00.
- Contract Variation Fee-personal Loans And Overdrafts (Event), Amount: 100.00.
- Staff Assisted Loan Redraw (Withdrawal), Amount: 30.00.
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