Freedom Loan Unsecured
Whether you're funding a new project around the house or need to cover an unexpected expense, an unsecured personal loan could be the right fit for you.
Category: Personal Loans Last Updated March 7, 2025 Effective April 14, 2025
General Lending Rates
Rates listed below are for a VARIABLE product. Additional Information
Interest Rate
9.30% PA
9.30% PA
Comparison Rate
9.59%PA*
9.59%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
- Digital Banking Additional Information: Redraw online if you're ahead on your repayments.
- Npp Enabled Additional Information: Transfer or make payments using our mobile app or internet banking. Payments made with PayID or using Osko are received in near real-time.
- Redraw Additional Information: Fee free redraw is available for this personal loan if you're ahead on your repayments.
Bank Fees and Charges
- Statement Retrieval > 12 Mths (Event), Amount: 2.50.
- Loan Establishment Fee (Upfront), Amount: 200.00. Additional Information: One off establishment fee.
- Late Payment Notification Fee (Event), Amount: 5.00. Additional Information: When payment to a personal loan becomes overdue by 11 and 30 days.
- Notice Of Demand Fee (Event), Amount: 75.00. Additional Information: When payment to a personal loan becomes overdue by 46 days.
- Management Administration Fee (Event), Amount: 50.00. Additional Information: When payment to a personal loan becomes overdue by more than 90 days.
- Collection Agent Administration Fee (Event), Amount: 100.00. Additional Information: Payable when you are in arrears for more than 90 days and we choose to engage an external collection agent.
Limitations & Restrictions (Constraints)
- Min Limit of 4000.00 Additional Information: Minimum loan amount is $4,000
■ ■ ■
Like this Mortgage Product?
Share on Facebook
Share on Twitter
Share on Linkdin
Share on Pinterest
