RBA Cash Rate: 4.10% · 1AUD = 0.64 USD · Inflation: 2.4%  

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  Billions Capital [ FINANCE SPECIALISTS ]

Home Loan Variable: 5.43% (6.02%*) • Home Loan Fixed: 4.99% (5.91%*) • Fixed: 4.99% (5.91%*) • Variable: 5.43% (6.02%*) • Investment IO: 5.59% (6.66%*) • Investment PI: 4.99% (5.91%*)

  Flexible Home Loan Investment Interest Only

Flexible Home Loan Investment Interest Only
Category: Home Loans  Last Updated March 31, 2025  Effective April 14, 2025

 General Lending Rates

Rates listed below are for a VARIABLE INVESTMENT Interest Only product. Additional Information 12 months
Interest Rate
6.74% PA
Comparison Rate
7.09%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  <=75% LVR
Minimum: 1 PERCENT Maximum: 75 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 6.74%, Comparison Rate 7.09%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  <=75% LVR
Minimum: 1 PERCENT Maximum: 75 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 6.74%, Comparison Rate 7.09%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  <=75% LVR
Minimum: 1 PERCENT Maximum: 75 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 6.74%, Comparison Rate 7.09%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  <=75% LVR
Minimum: 1 PERCENT Maximum: 75 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 6.74%, Comparison Rate 7.09%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment

 Product Features

  • Redraw
  • Offset

 Product Eligibility

  • Min Age - 18.
  • Other Additional Information: Membership is open to team members of Woolworths and Endeavour Groups, their immediate family members, and those with an affinity to Woolworths Group.

 Bank Fees and Charges

  • Arrears Letter Fee (Transaction), Amount: 25.00.
  • Default Notice (Transaction), Amount: 35.00.
  • Field Call Fee (Transaction), Amount: 45.00.
  • Loan Variation Fee (Upfront), Amount: 150.00.
  • Manual Redraw Fee (Transaction), Amount: 20.00.
  • Mortgage Discharge Fee (Upfront), Amount: 550.00.
  • Mortgage Settlement Fee (Upfront), Amount: 275.00.
  • Mortgage Substitution Fee (Upfront), Amount: 275.00.
  • Mortgage Top Up Fee (Upfront), Amount: 275.00.
  • Partial Mortgage Discharge Fee (Upfront), Amount: 275.00.
  • Stamp Duty (Variable), Amount: 0.00.
  • Valuation Fee (Variable), Amount: 0.00.
  • Legal Fees (Variable), Amount: 0.00.
  • Govt Fees (Variable), Amount: 0.00.

 Document Downloads

    ■ ■ ■

     
    Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
    First Home Buyer Guide, April 2025
      Timezone: 1 · [ CHANGE ]

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