Flexible Choice Owner Occupied
Flexible Choice Owner Occupied
Category: Home Loans Last Updated September 16, 2024 Effective November 1, 2024
General Lending Rates
Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information
Interest Rate
5.65% PA
5.65% PA
Comparison Rate
7.59%PA*
7.59%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
<=80% LVR
Minimum: 1 PERCENT Maximum: 80 PERCENT
- Lending Rate Type: Variable
- Interest Rate: 8.34%, Comparison Rate 8.40%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
<=80% LVR
Minimum: 1 PERCENT Maximum: 80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.35%, Comparison Rate 8.17%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
<=80% LVR
Minimum: 1 PERCENT Maximum: 80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.45%, Comparison Rate 7.99%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
<=80% LVR
Minimum: 1 PERCENT Maximum: 80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 5.65%, Comparison Rate 7.59%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
<=80% LVR
Minimum: 1 PERCENT Maximum: 80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.50%, Comparison Rate 7.69%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
<=80% LVR
Minimum: 1 PERCENT Maximum: 80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.65%, Comparison Rate 7.62%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
Product Features
- Redraw
- Offset
Product Eligibility
- Min Age - 18.
Bank Fees and Charges
- Home Loan Application Fee - New Applications (Event), Amount: 600.00.
- Loan Discharge Fee Registration Or Settlement (Event), Amount: 250.00. Additional Information: Plus out of pocket expenses
- Home Loan Top Up Fee Existing Loan (Event), Amount: 300.00.
- Loan Substitution Of Property Mortgage Fee (Upfront), Amount: 300.00.
- Loan Variation Fee (Event), Amount: 600.00.
- Loan Valuation Fee (Variable), Amount: 0.00.
- Loan Legal Fees, Valuations, Surveys, And Settlement Fees (Variable), Amount: 0.00.
- Fixed Rate Lock In Fee (Upfront), Amount: Not Listed.. Additional Information: borrowed amount
- Loan Offset Service Fee (Periodic), Amount: 6.00.
- Loan Redraw Facility Fee Online (Transaction), Amount: 10.00.
- Loan Redraw Facility Fee Over Counter (Transaction), Amount: 20.00.
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