RBA Cash Rate: 4.10% · 1AUD = 0.64 USD · Inflation: 2.4%  

    Booking    Contact    0430 513 105

  Billions Capital [ FINANCE SPECIALISTS ]

Billions Capital
Home Loan Variable: 5.43% (6.02%*) • Home Loan Fixed: 4.99% (5.91%*) • Fixed: 4.99% (5.91%*) • Variable: 5.43% (6.02%*) • Investment IO: 5.59% (6.66%*) • Investment PI: 4.99% (5.91%*)

  Up Home Loan

Up Home is a simple loan that works seamlessly with your Up banking. Starting from 10% LVR, it’s first time owner friendly too. Use the Up features you love to own your own home faster.
Category: Home Loans  Last Updated February 28, 2025  Effective March 16, 2022

 General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information Variable rate
Interest Rate
5.75% PA
Comparison Rate
5.75%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  OWNER_OCCUPIED, FIXED, 6.00%
  • Lending Rate Type: Fixed
  • Interest Rate: 6.00%, Comparison Rate 5.78%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  OWNER_OCCUPIED, FIXED, 5.75%
  • Lending Rate Type: Fixed
  • Interest Rate: 5.75%, Comparison Rate 5.75%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  OWNER_OCCUPIED, FIXED, 5.80%
  • Lending Rate Type: Fixed
  • Interest Rate: 5.80%, Comparison Rate 5.76%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  OWNER_OCCUPIED, FIXED, 5.80%
  • Lending Rate Type: Fixed
  • Interest Rate: 5.80%, Comparison Rate 5.77%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  OWNER_OCCUPIED, FIXED, 5.80%
  • Lending Rate Type: Fixed
  • Interest Rate: 5.80%, Comparison Rate 5.77%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied

 Product Features

  • Digital Banking Additional Information: Apply for and manage your Up Home loan online through Up’s mobile banking application.
  • Extra Repayments
  • Offset Additional Information: Use your Up spending account and Savers as offsets.
  • Redraw

 Product Eligibility

  • Min Age - 18.
  • Residency Status - Australian Resident.
  • Other - Credit And Lending Criteria Apply.

 Bank Fees and Charges

  • Bank Cheque Fee (Event), Amount: 12.75.

■ ■ ■

 
Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
First Home Buyer Guide, April 2025
  Timezone: 1 · [ CHANGE ]

Like this Mortgage Product?

Share on Facebook
Share on Twitter
Share on Linkdin
Share on Pinterest
Home Loan Variable: 5.43% (6.02%*) • Home Loan Fixed: 4.99% (5.91%*) • Fixed: 4.99% (5.91%*) • Variable: 5.43% (6.02%*) • Investment IO: 5.59% (6.66%*) • Investment PI: 4.99% (5.91%*)
748B, Pennant Hills Rd, Carlingford , NSW 2118
SYDNEY | MELBOURNE | BRISBANE | ADELAIDE

This is where your credit rep and ACL number will go. The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice.

Billions Capital ABN 15630155538 ACL 514515 | Privacy • Terms • Disclaimer

Billions Capital