RBA Cash Rate: 4.10% · 1AUD = 0.64 USD · Inflation: 2.4%  

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  Billions Capital [ FINANCE SPECIALISTS ]

Home Loan Variable: 5.43% (6.02%*) • Home Loan Fixed: 4.99% (5.91%*) • Fixed: 4.99% (5.91%*) • Variable: 5.43% (6.02%*) • Investment IO: 5.59% (6.66%*) • Investment PI: 4.99% (5.91%*)

  Simple Home Loan

Enjoy your new home with our Simple Home Loan
Category: Home Loans  Last Updated February 27, 2025  Effective April 14, 2025

 General Lending Rates

Rates listed below are for a VARIABLE product. Additional Information Finance especially for first home buyers.
Interest Rate
6.04% PA
Comparison Rate
6.43%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Digital Banking Additional Information: Access your accounts 24/7 with our Mobile App and Online Banking.
  • Npp Enabled Additional Information: This product can receive Osko payments in realtime.
  • Other Additional Information: Weekly, fortnightly or monthly repayments options.

 Product Eligibility

  • Business

 Bank Fees and Charges

  • Discharge Of Mortgage (Upfront), Amount: 200.00.
  • Redraw Fee (Transaction), Amount: 0.00.
  • Loan Establishment Fee (Upfront), Amount: 250.00.
  • Annual Home Loan Fee (Periodic), Amount: 395.00.

 Limitations & Restrictions (Constraints)

  • Min Limit of 20000.00 Additional Information: Minimum loan amount is $200,000.

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Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
First Home Buyer Guide, April 2025
  Timezone: 1 · [ CHANGE ]

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