RBA Cash Rate: 4.10% · 1AUD = 0.72 USD · Inflation: 3.6%  

    Booking    Contact    (02) 8006 8300

  Billions Capital [ FINANCE SPECIALISTS ]

Home Loan Variable: 5.24% (5.24%*) • Home Loan Fixed: 5.24% (5.75%*) • Fixed: 5.24% (5.75%*) • Variable: 5.24% (5.24%*) • Investment IO: 5.64% (5.99%*) • Investment PI: 5.44% (5.95%*)

  1 YEAR FIXED RATE LOAN

1 YEAR FIXED RATE LOAN
Category: Home Loans  Last Updated April 20, 2026  Effective April 20, 2026

General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information
Interest Rate
5.64% PA
Comparison Rate
0.00%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions.

Product Features

  • Offset
  • Redraw
  • Extra Repayments

Product Eligibility

  • Natural Person
  • Residency Status - Must Be Austrlian Citizen Or Permanent Resident.

Bank Fees and Charges

  • Home Loan (Upfront), Amount: 395.00.
  • Legal Fee Mortgage Documents (Upfront), Amount: Not Listed..
  • Land Titles Office Registration Fees (Variable), Amount: Not Listed..
  • Settlement Agent Fees (Variable), Amount: Not Listed..
  • Discharge Fee (Variable), Amount: Not Listed..
  • Arrears Fee (Event), Amount: 10.00.
  • Arrears Fee-arrears Fee Letter 2 (Event), Amount: 25.00.
  • Default Notice (Transaction), Amount: 55.00.
  • Solicitor Fees For Preparation Of Interstate Mortgages (Variable), Amount: Not Listed..
  • Agent Solicitor Collection Costs (Variable), Amount: Not Listed..
  • Valuation Fee (Variable), Amount: Not Listed..

 Limitations & Restrictions (Constraints)

  • Min Limit of 100000.00

Document Downloads

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Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
BM FHB Guide, May 2025
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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