RBA Cash Rate: 4.10% · 1AUD = 0.64 USD · Inflation: 2.4%  

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  Billions Capital [ FINANCE SPECIALISTS ]

Home Loan Variable: 5.43% (6.02%*) • Home Loan Fixed: 4.99% (5.91%*) • Fixed: 4.99% (5.91%*) • Variable: 5.43% (6.02%*) • Investment IO: 5.59% (6.66%*) • Investment PI: 4.99% (5.91%*)

  Optimum 1YR Fixed HL

Optimum 1YR Fixed HL
Category: Home Loans  Last Updated April 7, 2025  Effective April 14, 2025

 General Lending Rates

Rates listed below are for a VARIABLE product. Additional Information
Interest Rate
6.35% PA
Comparison Rate
6.55%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Digital Banking Additional Information: SWSCU Internet Banking & App
  • Notifications Additional Information: Alerts
  • Npp Enabled
  • Redraw
  • Other Additional Information: Maximum loan term is 30 years

 Product Eligibility

  • Min Age - 18.
  • Natural Person
  • Residency Status - Australian Citizen Or Permanent Resident.

 Bank Fees and Charges

  • Land Title Search Fee (Event), Amount: 17.10. Additional Information: Payable to Third Party
  • Service Fee (Event), Amount: 9.00. Additional Information: SWSCU service fee for searches

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Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
First Home Buyer Guide, April 2025
  Timezone: 1 · [ CHANGE ]

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