RBA Cash Rate: 4.10% · 1AUD = 0.63 USD · Inflation: 2.4%  

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  Billions Capital [ FINANCE SPECIALISTS ]

Billions Capital
Home Loan Variable: 5.43% (6.02%*) • Home Loan Fixed: 4.99% (5.91%*) • Fixed: 4.99% (5.91%*) • Variable: 5.43% (6.02%*) • Investment IO: 5.59% (6.66%*) • Investment PI: 4.99% (5.91%*)
5.43% (6.02%*), Lender MCU
4.99% (5.91%*), Lender CWU
4.99% (5.91%*), Lender CWU
5.43% (6.02%*), Lender MCU
5.59% (6.66%*), Lender NAB
4.99% (5.91%*), Lender CWU

  PREMIUM HOME LOAN INVESTMENT

Suitable for residential investment borrowing, over $250k with variable and fixed rate options and offset available
Category: Home Loans  Last Updated March 3, 2025  Effective April 14, 2025

 General Lending Rates

Rates listed below are for a FIXED INVESTMENT P&I product. Additional Information Rate reverts to the applicable variable PI rate upon expiry
Interest Rate
5.94% PA
Comparison Rate
6.16%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  LVR up to 80%
  • Lending Rate Type: Fixed
  • Interest Rate: 6.09%, Comparison Rate 6.21%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR up to 80%
  • Lending Rate Type: Fixed
  • Interest Rate: 5.94%, Comparison Rate 6.16%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR up to 80%
  • Lending Rate Type: Fixed
  • Interest Rate: 6.29%, Comparison Rate 6.27%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR up to 80%
  • Lending Rate Type: Fixed
  • Interest Rate: 6.39%, Comparison Rate 6.32%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR up to 80%
  • Lending Rate Type: Variable
  • Interest Rate: 6.18%, Comparison Rate 6.23%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR over 80 to 90%
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 6.68%, Comparison Rate 6.73%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR over 80 to 90%
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.39%, Comparison Rate 6.70%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR over 80 to 90%
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.29%, Comparison Rate 6.66%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR over 80 to 90%
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.14%, Comparison Rate 6.58%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR over 80 to 90%
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.49%, Comparison Rate 6.66%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR over 80 to 90%
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.59%, Comparison Rate 6.69%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR up to 80%
  • Lending Rate Type: Fixed
  • Interest Rate: 6.49%, Comparison Rate 6.26%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR up to 80%
  • Lending Rate Type: Fixed
  • Interest Rate: 6.39%, Comparison Rate 6.27%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR up to 80%
  • Lending Rate Type: Fixed
  • Interest Rate: 6.24%, Comparison Rate 6.25%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR up to 80%
  • Lending Rate Type: Fixed
  • Interest Rate: 6.59%, Comparison Rate 6.38%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR up to 80%
  • Lending Rate Type: Fixed
  • Interest Rate: 6.69%, Comparison Rate 6.46%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR up to 80%
  • Lending Rate Type: Variable
  • Interest Rate: 6.48%, Comparison Rate 6.36%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR over 80 to 90%
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 6.98%, Comparison Rate 6.87%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR over 80 to 90%
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.69%, Comparison Rate 6.73%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR over 80 to 90%
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.59%, Comparison Rate 6.72%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR over 80 to 90%
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.44%, Comparison Rate 6.66%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR over 80 to 90%
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.79%, Comparison Rate 6.77%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR over 80 to 90%
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.89%, Comparison Rate 6.83%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment

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Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
First Home Buyer Guide, April 2025
  Timezone: 1 · [ CHANGE ]

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Home Loan Variable: 5.43% (6.02%*) • Home Loan Fixed: 4.99% (5.91%*) • Fixed: 4.99% (5.91%*) • Variable: 5.43% (6.02%*) • Investment IO: 5.59% (6.66%*) • Investment PI: 4.99% (5.91%*)
748B, Pennant Hills Rd, Carlingford , NSW 2118
SYDNEY | MELBOURNE | BRISBANE | ADELAIDE

This is where your credit rep and ACL number will go. The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice.

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Billions Capital