Classic Home Loan Owner Occupied
Classic Home Loan Owner Occupied
Category: Home Loans Last Updated January 9, 2025 Effective January 10, 2025
General Lending Rates
Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information Owner Occupied Principal & Interest
Interest Rate
5.49% PA
5.49% PA
Comparison Rate
8.11%PA*
8.11%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
- Redraw
- Other Additional Information: No penalty for extra repayments
Product Eligibility
- Min Age - 18.
Bank Fees and Charges
- Home Loan Establishment Fee (Upfront), Amount: 700.00. Additional Information: waived on the classic plus package
- Standard Settlement Fee (Upfront), Amount: 195.00. Additional Information: Applies once only per standard loan facility and waived on the classic plus package.
- Construction Settlement Fee (Upfront), Amount: 295.00. Additional Information: Applies once only per construction loan facility
- Paper Redraw Fee (Event), Amount: 25.00. Additional Information: Payable at each manual redraw; electronic redraws are free via QBANK Internet Banking
- Top Up Fee (Event), Amount: 200.00. Additional Information: Applies when further lending is requested and applied to a current QBANK loan limit. Payable at the time the top-up is funded.Waived on the classic plus package
- Additional Security Fee (Event), Amount: 185.00. Additional Information: Applies to each additional security within a loan facility.
- Split Loan Fee (Event), Amount: 25.00. Additional Information: Applies per additional loan split and waived on the classic plus package
Limitations & Restrictions (Constraints)
- Min Limit of 50000.00
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