Premium Home Loan Fixed 24 mths P&I Owner Occupied
Premium Home Loan Fixed 24 mths P&I Owner Occupied
Category: Home Loans Last Updated April 14, 2026 Effective April 20, 2026
General Lending Rates
Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information Credit eligibility criteria, terms & conditions, fees & charges apply. For new loans with a minimum borrowing balance of $100,000 and up to 95% of property value.
Interest Rate
5.99% PA
5.99% PA
Comparison Rate
6.16%PA*
6.16%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will vary based on the LVR and other conditions.
Product Features
- Offset
- Redraw
- Other Additional Information: Included in Relationship Rebate
- Other Additional Information: Can be used for building
- Other Additional Information: Easy to apply for loan
- Other Additional Information: Partial split loan
- Other Additional Information: Suitable for vacant land
- Extra Repayments
Product Eligibility
- Min Age - 18.
- Residency Status - Must Be An Australian Citizen Or Permanent Resident.
- Other Additional Information: Lending criteria, terms and conditions apply
- Other Additional Information: Up to 95% of the valuation for owner occupied (Lenders Mortgage Insurance applies for over 80% Loan to Valuation). Up to 92% of the valuation for investment (Lenders Mortgage Insurance applies for over 80% Loan to Valuation).
Bank Fees and Charges
- Mortgage Establishment Fee (Upfront), Amount: 155.00.
- Loan Security Discharge Fee (Exit), Amount: 200.00.
- Switch Fee (Event), Amount: 250.00.
Limitations & Restrictions (Constraints)
- Min Balance of 30000.00
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