RBA Cash Rate: 4.10% · 1AUD = 0.72 USD · Inflation: 3.6%  

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  Billions Capital [ FINANCE SPECIALISTS ]

Home Loan Variable: 5.24% (5.24%*) • Home Loan Fixed: 5.24% (5.75%*) • Fixed: 5.24% (5.75%*) • Variable: 5.24% (5.24%*) • Investment IO: 5.64% (5.99%*) • Investment PI: 5.44% (5.95%*)

  MORTGAGE 2YR FIXED INVESTOR P&I

MORTGAGE 2YR FIXED
Category: Home Loans  Last Updated April 9, 2026  Effective April 20, 2026

General Lending Rates

Rates listed below are for a FIXED INVESTMENT P&I product. Additional Information
Interest Rate
5.89% PA
Comparison Rate
7.37%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

  • Redraw Additional Information: Minimum Free
  • Digital Banking Additional Information: Online Banking The Mac App
  • Npp Payid
  • Npp Enabled
  • Free Txns Additional Information: Fee free transaction accounts
  • Extra Repayments Additional Information: Unlimited

Product Eligibility

  • Natural Person
  • Min Age - 18.
  • Other Additional Information: Maximum term

Bank Fees and Charges

  • Application Fee (Upfront), Amount: 400.00.
  • Application Fee Bridging Loan (Upfront), Amount: 800.00.
  • Application Fee Top Up (Upfront), Amount: 300.00.
  • Collection Fee (Variable), Amount: 0.00. Additional Information: At cost fee
  • Default Notices (Upfront), Amount: 55.00.
  • General Consent Fee (Upfront), Amount: 150.00.
  • Legal Fee (Variable), Amount: 0.00. Additional Information: At cost
  • Mortgage Discharge Fee (Upfront), Amount: 200.00.
  • Production Of Title Deed Fee (Upfront), Amount: 150.00.
  • Substitution Of Security Fee (Upfront), Amount: 250.00.
  • Switching Fee (Upfront), Amount: 50.00.
  • Valuation Fee (Variable), Amount: 220.00. Additional Information: Valuation charged at cost

 Limitations & Restrictions (Constraints)

  • Min Balance of 25000.00

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Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
BM FHB Guide, May 2025
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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