First Home Buyer Loan
Our competitive variable rate loan for first home buyers
Category: Home Loans Last Updated March 26, 2026 Effective April 20, 2026
General Lending Rates
Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information For Owner Occupier loan purpose with Principal and Interest repayments. The comparison rate is based on a $150,000 secured loan for a term of twenty five years for all home loans. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Interest Rate
5.49% PA
5.49% PA
Comparison Rate
5.49%PA*
5.49%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will vary based on the LVR and other conditions.
>70% LVR
Minimum: 0.7001 PERCENT Maximum: 0.9 PERCENT
- Lending Rate Type: Variable
- Interest Rate: 5.64%, Comparison Rate 5.64%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
Product Features
- Redraw
- Digital Banking
- Offset
- Npp Enabled
- Extra Repayments
Product Eligibility
- Natural Person
- Other Additional Information: This loan is only available for First Home buyers
Limitations & Restrictions (Constraints)
- Min Balance of 250000.00
- Max Lvr of 0.95
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