1 Year Fixed Home Loan - Interest Only
Int Only Fixed 1 yr
Category: Home Loans Last Updated April 23, 2026 Effective April 29, 2026
General Lending Rates
Rates listed below are for a FIXED Owner Occupied Interest Only product. Additional Information
Interest Rate
6.24% PA
6.24% PA
Comparison Rate
6.51%PA*
6.51%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will vary based on the LVR and other conditions.
>70% LVR
Minimum: 0.7001 PERCENT Maximum: 0.9 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.39%, Comparison Rate 6.66%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
Product Features
- Digital Banking
- Redraw
- Npp Enabled
- Offset
- Extra Repayments
Product Eligibility
- Natural Person
Bank Fees and Charges
- 350 Establishment Fee (Upfront), Amount: 350.00.
- 150 Offset Fee (Periodic), Amount: 150.00. Additional Information: Only payable if OFFSET feature enabled
- Other Fees And Charges May Apply (Variable), Amount: 0.00. Additional Information: A full list of fees and charges will be provided if loan is approved. Visit: https://horizonbank.com.au/more/important-info/fees-and-charges/
Limitations & Restrictions (Constraints)
- Min Balance of 50000.00
- Max Lvr of 0.95
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