Standard Variable Plus Investment
Standard Variable Plus Investment
Category: Home Loans Last Updated April 8, 2025 Effective April 14, 2025
General Lending Rates
Rates listed below are for a FIXED INVESTMENT P&I product. Additional Information
Interest Rate
5.99% PA
5.99% PA
Comparison Rate
6.47%PA*
6.47%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
80% - 95% LVR
Minimum: 81 PERCENT Maximum: 95 PERCENT
- Lending Rate Type: Variable
- Interest Rate: 6.54%, Comparison Rate 6.69%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
<=80% LVR
- Lending Rate Type: Fixed
- Interest Rate: 6.29%, Comparison Rate 6.56%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
80% - 95% LVR
Minimum: 81 PERCENT Maximum: 95 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.29%, Comparison Rate 6.91%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
<=80% LVR
- Lending Rate Type: Fixed
- Interest Rate: 5.99%, Comparison Rate 6.47%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
80% - 95% LVR
Minimum: 81 PERCENT Maximum: 95 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 5.99%, Comparison Rate 6.79%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
<=80% LVR
- Lending Rate Type: Fixed
- Interest Rate: 5.99%, Comparison Rate 6.43%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
80% - 95% LVR
Minimum: 81 PERCENT Maximum: 95 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 5.99%, Comparison Rate 6.72%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
Product Features
- Redraw
- Offset
Product Eligibility
- Min Age - 18. Additional Information: 18 Years and Over
- Natural Person
- Residency Status - Permenant Residency Is Required.
- Other Additional Information: Terms, conditions, lending eligibility and approval criteria apply
Bank Fees and Charges
- Gmcu Title Search Fee (Event), Amount: 25.30.
- Goods Security Agreement Preparation Fee (Event), Amount: 30.00. Additional Information: charged if a Goods Security Agreement is required as security (e.g. over a vehicle)
- Loan Contract Variation Fee (Event), Amount: 300.00. Additional Information: For Each Variation
- Loan Default Fee (Event), Amount: 10.00.
- Loan Default Fee- Second Reminder Letter (Event), Amount: 15.00.
- Loan Default Fee- Final Notice (Event), Amount: 25.00.
- Mortgage Preparation Fee (Variable), Amount: Not Listed.. Additional Information: Mortgage documents prepared by solicitor payable by member at cost
- Registration Of Mortgage Fee (Variable), Amount: Not Listed.. Additional Information: Registration of mortgage payable by member at cost
- Valuation Fee (Variable), Amount: Not Listed.. Additional Information: Valuation fee payable by member at cost
- Loan Establishment Fee (Upfront), Amount: 500.00.
- Discharge Of Mortgage Fee (Event), Amount: 350.00. Additional Information: For preparation of discharge documentation on your written request.
- Loan Redraw Fee (Transaction), Amount: 50.00.
- Stamp Duties On Securities (Variable), Amount: Not Listed.. Additional Information: Stamp Duties on Securities payable by Member at cost
- Rate Lock Fee (Event), Amount: 600.00. Additional Information: Rate Lock Fee payable by Member
- Loan Security Guarantee Fee (Event), Amount: 100.00. Additional Information: Loan Security Guarantee Fee payable by Member
- Home Loan Monthly Service Fee (Periodic), Amount: 8.00.
- Top Up/split Loans (Event), Amount: 200.00.
- Legal Agent Govt Costs (Variable), Amount: Not Listed.. Additional Information: Legal/agent/government costs at cost.
■ ■ ■
Like this Mortgage Product?
Share on Facebook
Share on Twitter
Share on Linkdin
Share on Pinterest
