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Home Loan Variable: 5.69% (5.89%*) • Home Loan Fixed: 5.39% (6.59%*) • Fixed: 5.39% (6.59%*) • Variable: 5.69% (5.89%*) • Investment IO: 5.69% (6.48%*) • Investment PI: 5.39% (6.59%*)

  2 year Fixed Investment Home Loan P&I with LVR <80%

2 year Fixed Investment Home Loan P&I with LVR <80%
Category: Home Loans  Last Updated December 3, 2023  Effective November 1, 2024

 General Lending Rates

Rates listed below are for a FIXED INVESTMENT P&I product. Additional Information
Interest Rate
7.14% PA
Comparison Rate
7.84%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  INVESTMENT, VARIABLE, 7.99%
  • Lending Rate Type: Variable
  • Interest Rate: 7.99%, Comparison Rate 0.00%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment

 Product Features

  • Digital Banking
  • Npp Enabled
  • Other Additional Information: eStatements available
  • Other Additional Information: No Monthly Fees
  • Other Additional Information: 97% of value of Property incl LMI
  • Other Additional Information: Spilt loans allowed
  • Other Additional Information: Family guarantee allowed

 Product Eligibility

  • Other Additional Information: You must be a member and resident of Australia
  • Residency Status - Individuals Must Be Citizens Or Permanent Residents Of Australia..
  • Min Age - 18.

 Bank Fees and Charges

  • Valuation Fee (Variable), Amount: Not Listed.. Additional Information: If a valuation is needed, a fee is charged per property
  • Discharge Settlement Fee (Event), Amount: 300.00. Additional Information: Payable on discharge of a mortgage. Charged per property.
  • Variation Fee (Event), Amount: 100.00. Additional Information: Payable if we approve a request to substitute the secured property for another property
  • Portability Fee (Event), Amount: 350.00.
  • Additional Security Fee (Event), Amount: 150.00.
  • Conversion Switching Fee (Event), Amount: 300.00. Additional Information: Payable when switching loan products
  • Solicitors Fees (Variable), Amount: Not Listed.. Additional Information: These fees may vary depending on loan.
  • Settlement Rebooking Fee (Event), Amount: 100.00. Additional Information: Payable for our solicitors to prepare the mortgage and attend to settlement
  • Guarantee Fee (Event), Amount: 200.00.
  • Title Search (Event), Amount: 20.00.
  • Default Notice (Event), Amount: 165.00.
  • Arrears Letter (Event), Amount: 30.00.
  • Fixed Home Loan Application Fee (Event), Amount: 300.00.
  • Break Cost Fee (Variable), Amount: Not Listed..

 Limitations & Restrictions (Constraints)

  • Min Limit of 150000.00

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