RBA Cash Rate: 4.10% · 1AUD = 0.64 USD · Inflation: 2.4%  

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  Billions Capital [ FINANCE SPECIALISTS ]

Home Loan Variable: 5.43% (6.02%*) • Home Loan Fixed: 4.99% (5.91%*) • Fixed: 4.99% (5.91%*) • Variable: 5.43% (6.02%*) • Investment IO: 5.59% (6.66%*) • Investment PI: 4.99% (5.91%*)

  L5 Mortgage Insured Home Loan

First Home Owner Loan
Category: Home Loans  Last Updated March 6, 2025  Effective April 14, 2025

 General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information
Interest Rate
5.84% PA
Comparison Rate
5.85%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Digital Banking Additional Information: View the balance of the account and transfer extra funds whenever you like for free
  • Offset
  • Redraw Additional Information: Minimum redraw amount $1,000 - capped at $20,000

 Product Eligibility

  • Min Age - 18.
  • Natural Person
  • Other Additional Information: Membership - You must be or become a FSCU member
  • Residency Status - Australian Residents Only.

 Bank Fees and Charges

  • Application Fee - 1st Mortgage (Upfront), Amount: 300.00.
  • Application Fee - Existing Mtg (Upfront), Amount: 150.00.
  • Pexa Settlement Fee (Upfront), Amount: 68.64.
  • Discharge Mortgage Amin Fee## (Event), Amount: 150.00.
  • Mortgage Discharge Doc Fee ## (Event), Amount: 235.75.
  • Lto Mortgage Discharge ## (Event), Amount: 192.00.

 Limitations & Restrictions (Constraints)

  • Min Limit of 150000.00

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Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
First Home Buyer Guide, April 2025
  Timezone: 1 · [ CHANGE ]

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