02 800 68 300

  Home Loan-Fixed I.O.

 General Lending Rates

• Lending Rate Type: Fixed
• Interest Rate: 6.64%, Comparison Rate 8.64%
• Repayment Type: Interest Only
• Loan Purpose:

• Lending Rate Type: Fixed
• Interest Rate: 6.44%, Comparison Rate 8.39%
• Repayment Type: Interest Only
• Loan Purpose:

• Lending Rate Type: Fixed
• Interest Rate: 6.64%, Comparison Rate 8.43%
• Repayment Type: Interest Only
• Loan Purpose:

• Lending Rate Type: Fixed
• Interest Rate: 6.44%, Comparison Rate 8.19%
• Repayment Type: Interest Only
• Loan Purpose:

• Lending Rate Type: Fixed
• Interest Rate: 6.64%, Comparison Rate 8.25%
• Repayment Type: Interest Only
• Loan Purpose:

 Product Features

• Digital Banking

• Offset

• Other Additional Information: Payments can be arranged weekly, fortnightly or monthly.

• Other Additional Information: Loan Terms up to 30 Years.

• Other Additional Information: Maximum loan to valuation ratio of 80% without Lenders Mortgage Insurance (LMI).

• Other Additional Information: Available for interest only repayments to approved applicants.

• Other Additional Information: Able to pay up to an extra $10,000 per year in addition to your contracted repayments.

• Redraw Additional Information: Redraw facility on owner-occupied home loans.

 Product Eligibility

• Min Age - 18.

• Natural Person

• Other Additional Information: Maximum loan to valuation ratio of 80% without Lenders Mortgage Insurance (LMI) or up to 95% (owner occupied) or 90% (investment) where LMI is approved.

• Residency Status - Loans Are Available To Members Of The Bank Who Are Permanent Residents Of Australia And Currently Live In Australia..

 Bank Fees and Charges

• Mortgage Establishment Fee (Upfront), Amount: 250.00.

• Mortgage Document Fee (Upfront), Amount: 250.00.

• Lenders Mortgage Insurance (Variable), Amount: 0.00. Additional Information: Charging on Origination

• Switch Fee (Event), Amount: 300.00. Additional Information: Payable if you convert your existing loan to another interest category

• Mortgage Settlement Fee (Event), Amount: 450.00. Additional Information: Payable on payout of your mortgage loan to prepare the release of mortgage - waived if paid out due to sale or with own funds

• Loan Maintenance Fee (Periodic), Amount: 10.00.

• In Branch Redraw Fee (Event), Amount: 8.00.

• Online Redraw Fee (Event), Amount: 0.00.

• Rate Lock Fee (Event), Amount: 350.00.

• Other Credit Fees (Event), Amount: 0.00. Additional Information: Refer to our Fees and charges brochure for information on other fees and charges which may apply.

• Arrears Letter Fee - Second Arrears Letter (Event), Amount: 40.00.

• Arrears Letter Fee - Default Notice Prior To Enforcement (Event), Amount: 70.00.

• Early Repayment Fee (Variable), Amount: 0.00. Additional Information: Charged on Fixed Loans. Payable when breaking your fixed rate period. Refer to your Credit Contract for more details.

 Document Downloads

  brochure-account-access-facility.pdf (203.0 KB)
  brochure-fees-charges.pdf (298.4 KB)