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Home Loan Variable: 5.69% (5.89%*) • Home Loan Fixed: 5.39% (6.59%*) • Fixed: 5.39% (6.59%*) • Variable: 5.69% (5.89%*) • Investment IO: 5.69% (6.48%*) • Investment PI: 5.39% (6.59%*)

  Special 2 Year Fixed Rate Smart Investment Home Loan

For those members who require certainty of repayments
Category: Home Loans  Last Updated October 3, 2024  Effective November 1, 2024

 General Lending Rates

Rates listed below are for a FIXED INVESTMENT P&I product. Additional Information Secured by mortgage over Residential Property
Interest Rate
5.69% PA
Comparison Rate
6.83%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  INVESTMENT, VARIABLE, 6.99%
  • Lending Rate Type: Variable
  • Interest Rate: 6.99%, Comparison Rate 0.00%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment

 Product Features

  • Digital Banking
  • Other Additional Information: At the end of fixed rate period the loan can either be refixed or it converts to the Minimiser Investment Home Loan variable rate

 Product Eligibility

  • Residency Status - Australian Residents Only.
  • Min Age - 18.
  • Other Additional Information: Maximum LVR of 85%subject to Lenders Mortgage Insurance approval

 Bank Fees and Charges

  • Break Cost Fee (Transaction), Amount: 0.00. Additional Information: Fee may apply if part or all of the loan is repaid early
  • Mortgage Discharge Fee (Exit), Amount: 536.00. Additional Information: Discharge fees are paid on discharge
  • Special 2 Year Fixed Rate Establishment Fee-mortgage Registration Fee (Event), Amount: 172.00.

 Limitations & Restrictions (Constraints)

  • Min Balance of 250000.00

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