3-Year Fixed Home Loan Package
Our 3 year Fixed Home Loan Package is perfect if you have a strict budget as you’ll know exactly what your repayments will be. Plus you pay no monthly or redraw fees. The Credit Union SA Fixed Home Loan Package offers a fantastic collection of benefits across our Home Loans, Visa Credit Card, Personal Loans, Term Deposits and more. You pay an annual fee of $395 and in return you’ll save an absolute bundle.
Category: Home Loans Last Updated October 30, 2024 Effective July 31, 2016
General Lending Rates
Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information Owner Occupied P&I Package 3 year Fixed ≤97% LVR
Interest Rate
5.69% PA
5.69% PA
Comparison Rate
6.59%PA*
6.59%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
OWNER_OCCUPIED, FIXED, 6.49%
- Lending Rate Type: Fixed
- Interest Rate: 6.49%, Comparison Rate 6.80%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
INVESTMENT, FIXED, 5.94%
- Lending Rate Type: Fixed
- Interest Rate: 5.94%, Comparison Rate 6.84%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
INVESTMENT, FIXED, 6.24%
- Lending Rate Type: Fixed
- Interest Rate: 6.24%, Comparison Rate 6.91%
- Repayment Type: Interest Only
- Loan Purpose: Investment
Product Features
- Other Additional Information: No loan application or monthly fee
- Redraw Additional Information: Extra repayments can be withdrawn at no cost
Product Eligibility
- Min Age - 18.
- Residency Status - Australian Citizen Or Permanent Resident.
Bank Fees and Charges
- Application Fee (Upfront), Amount: 0.00.
- Increase An Existing Home Loan Package (Event), Amount: 0.00.
- Annual Fee (Periodic), Amount: 395.00.
- Settlement Fee (Upfront), Amount: 0.00.
- Split Loan Fee (Event), Amount: 150.00.
- Split Loan Fee (Event), Amount: 100.00.
- Guarantor Application Fee (Event), Amount: 200.00.
- Rate Lock Fee (Event), Amount: 600.00.
Limitations & Restrictions (Constraints)
- Min Limit of 150000.00 Additional Information: Minimum loan amount
- Max Limit of No Limit Additional Information: Maximum loan amount
Document Downloads
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