Interest Only (Owner Occupied)
Interest Only (Owner Occupied)
Category: Home Loans Last Updated March 1, 2024 Effective January 10, 2025
General Lending Rates
Rates listed below are for a VARIABLE Owner Occupied Interest Only product. Additional Information VARIABLE INTEREST ONLY RATE FOR OWNER OCCUPIED HOMES WITH LVR <= 60%
Interest Rate
8.24% PA
8.24% PA
Comparison Rate
8.32%PA*
8.32%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
USER-INPUT-RATE/BRIDGING_LVR>60%To<=80%
Minimum: 60.01 PERCENT Maximum: 80 PERCENT
- Lending Rate Type: Variable
- Interest Rate: 8.89%, Comparison Rate 8.97%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
USER-INPUT-RATE/BRIDGING_LVR>80%
Minimum: 80.01 PERCENT Maximum: PERCENT
- Lending Rate Type: Variable
- Interest Rate: 9.29%, Comparison Rate 9.37%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
USER-INPUT-RATE/CONSTRUCT_LVR<60%
- Lending Rate Type: Variable
- Interest Rate: 8.59%, Comparison Rate 8.67%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
USER-INPUT-RATE/CONSTRUCT_LVR>60%To<=80%
Minimum: 60.01 PERCENT Maximum: 80 PERCENT
- Lending Rate Type: Variable
- Interest Rate: 8.89%, Comparison Rate 8.97%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
USER-INPUT-RATE/CONSTRUCT_LVR>80%
Minimum: 80.01 PERCENT Maximum: PERCENT
- Lending Rate Type: Variable
- Interest Rate: 9.29%, Comparison Rate 9.37%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
USER-INPUT-RATE/STD-OWN_LVR<=60%
- Lending Rate Type: Variable
- Interest Rate: 8.24%, Comparison Rate 8.32%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
USER-INPUT-RATE/STD-OWN_LVR>60%To<=80%
Minimum: 60.01 PERCENT Maximum: 80 PERCENT
- Lending Rate Type: Variable
- Interest Rate: 8.54%, Comparison Rate 8.62%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
USER-INPUT-RATE/STD-OWN_LVR>80%
Minimum: 80.01 PERCENT Maximum: PERCENT
- Lending Rate Type: Variable
- Interest Rate: 8.94%, Comparison Rate 9.02%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
Product Features
- Redraw
Product Eligibility
- Natural Person
- Residency Status - Australia.
Bank Fees and Charges
- Loan Establishment Fee (Upfront), Amount: 300.00.
- Loan Renegotiation Fee (Event), Amount: 150.00.
- Settlement Disbursement Fee (Upfront), Amount: 5.00.
- Loan Switching Fee (Event), Amount: 200.00.
- Loan Estab Fee - Owner Builder (Upfront), Amount: 500.00.
- Scheduling Fee - Owner Builder (Upfront), Amount: 550.00.
- Progress Draw Fee-construction (Upfront), Amount: 95.00.
- Cu Solicitor Mtg Discharge Fee (Transaction), Amount: 380.00.
- Mortgage Discharge Fee (Transaction), Amount: 250.00.
- Ppsr Security Interest Fee (Upfront), Amount: 50.00.
- Property Search Fee (Upfront), Amount: 30.00.
- Manual Arrears Transfer Fee (Event), Amount: 5.00.
- Arrears Reminder Fee (Event), Amount: 5.00.
- Final Notice Of Demand (Event), Amount: 40.00.
- Real Time Transfer/npp Fee (Upfront), Amount: 20.00.
- Loan Redraw Fee (Transaction), Amount: 20.00.
- Loan Redraw Fee (Transaction), Amount: 0.00.
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