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Home Loan Variable: 5.69% (5.89%*) • Home Loan Fixed: 5.39% (6.59%*) • Fixed: 5.39% (6.59%*) • Variable: 5.69% (5.89%*) • Investment IO: 5.69% (6.48%*) • Investment PI: 5.39% (6.59%*)

  Investment property loan Interest Only Fixed 2 years

A flexible loan to assist in the purchase of an investment property with the rate fixed for 2 years. Includes a 100% offset account.
Category: Home Loans  Last Updated November 30, 2023  Effective November 1, 2024

 General Lending Rates

Rates listed below are for a VARIABLE INVESTMENT Interest Only product. Additional Information Interest only period up to five years
Interest Rate
7.74% PA
Comparison Rate
7.73%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Offset

 Product Eligibility

  • Min Age - 18.

 Bank Fees and Charges

  • Account Keeping Fee (Periodic), Amount: 12.00.
  • Application Fee (Upfront), Amount: 200.00.
  • Arrears Fee (Periodic), Amount: 25.00. Additional Information: For loans in arrears two month or more
  • Discharge Preparation Fee (Event), Amount: 60.00. Additional Information: When the balance is repaid in full and a Form 3 is prepared
  • Discharge Settlement Fee (Event), Amount: 100.00. Additional Information: When required to attend at settlement
  • Inward Dishonour Fee (Event), Amount: 20.00. Additional Information: If a cheque received by the Credit Provider is dishonoured this fee will be debited to your account. After that debit is made, this fee is payable as part of the balance
  • Refixing Fee (Event), Amount: 300.00. Additional Information: Payable when changing from one fixed rate to another
  • Subsequent Dealing Fee (Event), Amount: 200.00. Additional Information: When you apply for consent to a subsequent dealing with the mortgaged property
  • Variation Of Loan Contract Fee (Event), Amount: 200.00. Additional Information: Payable when you apply to vary a loan contract

 Limitations & Restrictions (Constraints)

  • Min Balance of 10000.00

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