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  PLUS HOME LOAN

 General Lending Rates

 Product Features

• Offset

• Redraw

 Product Eligibility

• Min Age - 18.

 Bank Fees and Charges

• Arrears Fee (Periodic), Amount: 25.00. Additional Information: For loans in arrears two month or more

• Break Cost Administration Fee (Event), Amount: 400.00. Additional Information: Payable when the whole of a fixed rate loan is repaid during any fixed rate period and any other break costs do not exceed $400

• Corporate Cheque (Event), Amount: 10.00.

• Discharge Preparation Fee (Event), Amount: 60.00. Additional Information: When the balance is repaid in full and a Form 3 is prepared

• Discharge Settlement Fee (Event), Amount: 100.00. Additional Information: When required to attend at settlement

• Establishment Fee-loan Establishment Fee (Upfront), Amount: 200.00.

• Inward Dishonour Fee (Event), Amount: 20.00. Additional Information: If a cheque received by the Credit Provider is dishonoured this fee will be debited to your account. After that debit is made, this fee is payable as part of the balance

• Loan Switching Fee (Event), Amount: 200.00. Additional Information: When you apply for consent to any matter relating to the variation of this loan contract or the security (other than a matter for which a specific fee is payable)

• Package Fee-package Loan Fee (Periodic), Amount: 395.00.

• Rate Lock Fee-rate Lock Fee (Upfront), Amount: 400.00.

• Refixing Fee (Event), Amount: 300.00. Additional Information: Payable when changing from one fixed rate to another

• Subsequent Dealing Fee (Event), Amount: 200.00. Additional Information: When you apply for consent to a subsequent dealing with the mortgaged property

• Variation Of Loan Contract Fee (Event), Amount: 200.00. Additional Information: Payable when you apply to vary a loan contract

 Limitations & Restrictions (Constraints)

• Min Balance of 150000.00