
INVESTMENT PLUS HL
INVESTMENT PLUS HL FIXED 1YR 60-80 LVR PI
Category: Home Loans Last Updated May 2, 2025 Effective May 14, 2025
General Lending Rates
Rates listed below are for a FIXED INVESTMENT P&I product. Additional Information The comparison rate is calculated on the basis of a secured loan of $150,000 over a term of 25 years.
Interest Rate
6.24% PA
6.24% PA
Comparison Rate
6.66%PA*
6.66%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
- Offset Additional Information: Aggregate in offset
- Redraw Additional Information: Aggregate in advance for redraw
Product Eligibility
- Natural Person
- Min Age - 18.
- Residency Status - Australian Citizen.
Bank Fees and Charges
- Additional Redraw Fee (Event), Amount: 20.00. Additional Information: Payable in respect of each redraw in a month after the first free redraw
- Arrears Fee (Periodic), Amount: 25.00. Additional Information: For loans in arrears two month or more
- Bank Cheque Fee (Event), Amount: 12.00. Additional Information: Payable for each cheque from a Bank (other than Cairns Bank) you request
- Corporate Cheque (Event), Amount: 10.00.
- Discharge Preparation Fee (Event), Amount: 60.00. Additional Information: When the balance is repaid in full and a Form 3 is prepared
- Discharge Settlement Fee (Event), Amount: 100.00. Additional Information: When required to attend at settlement
- Package Fee-package Loan Fee (Periodic), Amount: 395.00.
- Subsequent Dealing Fee (Event), Amount: 200.00. Additional Information: When you apply for consent to a subsequent dealing with the mortgaged property
- Variation Of Loan Contract Fee (Event), Amount: 200.00. Additional Information: Payable when you apply to vary a loan contract
Limitations & Restrictions (Constraints)
- Min Balance of 150000.00
- Max Balance of 2000000.00
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