RBA Cash Rate: 4.10% · 1AUD = 0.64 USD · Inflation: 2.4%  

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  Billions Capital [ FINANCE SPECIALISTS ]

Home Loan Variable: 5.43% (6.02%*) • Home Loan Fixed: 4.94% (5.95%*) • Fixed: 4.94% (5.95%*) • Variable: 5.43% (6.02%*) • Investment IO: 5.34% (5.97%*) • Investment PI: 4.99% (5.91%*)

  INVESTMENT PLUS HL

INVESTMENT PLUS HL FIXED 1YR 60-80 LVR PI
Category: Home Loans  Last Updated May 2, 2025  Effective May 14, 2025

 General Lending Rates

Rates listed below are for a FIXED INVESTMENT P&I product. Additional Information The comparison rate is calculated on the basis of a secured loan of $150,000 over a term of 25 years.
Interest Rate
6.24% PA
Comparison Rate
6.66%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Offset Additional Information: Aggregate in offset
  • Redraw Additional Information: Aggregate in advance for redraw

 Product Eligibility

  • Natural Person
  • Min Age - 18.
  • Residency Status - Australian Citizen.

 Bank Fees and Charges

  • Additional Redraw Fee (Event), Amount: 20.00. Additional Information: Payable in respect of each redraw in a month after the first free redraw
  • Arrears Fee (Periodic), Amount: 25.00. Additional Information: For loans in arrears two month or more
  • Bank Cheque Fee (Event), Amount: 12.00. Additional Information: Payable for each cheque from a Bank (other than Cairns Bank) you request
  • Corporate Cheque (Event), Amount: 10.00.
  • Discharge Preparation Fee (Event), Amount: 60.00. Additional Information: When the balance is repaid in full and a Form 3 is prepared
  • Discharge Settlement Fee (Event), Amount: 100.00. Additional Information: When required to attend at settlement
  • Package Fee-package Loan Fee (Periodic), Amount: 395.00.
  • Subsequent Dealing Fee (Event), Amount: 200.00. Additional Information: When you apply for consent to a subsequent dealing with the mortgaged property
  • Variation Of Loan Contract Fee (Event), Amount: 200.00. Additional Information: Payable when you apply to vary a loan contract

 Limitations & Restrictions (Constraints)

  • Min Balance of 150000.00
  • Max Balance of 2000000.00

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Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
BM FHB Guide, May 2025
  Timezone: 1 · [ CHANGE ]

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