BOOST PACKAGE HOME LOAN - OWNER-OCCUPIED LVR 80% (Interest Only)
A home loan for owner occupiers with a maximum LVR of 80% that gives you a discounted interest rate plus a 100% offset account with a debit card and discounts on other financial products and services.
Category: Home Loans Last Updated April 20, 2026 Effective April 29, 2026
General Lending Rates
Rates listed below are for a VARIABLE Owner Occupied Interest Only product. Additional Information Comparison rate is calculated on a loan amount of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Interest Rate
6.49% PA
6.49% PA
Comparison Rate
6.58%PA*
6.58%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
- Offset Additional Information: With Debit card access
- Extra Repayments Additional Information: No penalty to make extra repayments.
- Redraw
- Digital Banking
- Other Additional Information: Split Loan
Product Eligibility
- Min Age - 18. Additional Information: 18 years
- Natural Person
- Residency Status - Australian Citizen Or Permanent Residency Only.
Bank Fees and Charges
- Construction Loan Application Fee (Upfront), Amount: 1500.00. Additional Information: Includes application fee, inspection fees and draw-down fees throughout construction period. Legal fees are paid in addition to this and are at cost.
- Late Payment (Event), Amount: 25.00. Additional Information: Charged to loan account
- Redraw Fee - Staff Assisted (Event), Amount: 30.00. Additional Information: Charged to loan account
- Safe Custody Fee (Periodic), Amount: 50.00. Additional Information: E.g. certificate of titles, wills, etc
- Re-issue Loan Documentation Fee (Event), Amount: 300.00. Additional Information: For mortgage products
- Special Attendance Fee (Event), Amount: 0.00. Additional Information: Charged at cost
- Copy Of Statement (already Issued) (Event), Amount: 1.50. Additional Information: Charged per page. For statements issued prior to January 1997 the fee is $3 per page.
- Solicitors Preparation Fee (Event), Amount: 0.00. Additional Information: Charged at cost
- Additional Valuation Fee (Event), Amount: 0.00. Additional Information: Charged at cost
- Search Fees (Event), Amount: 0.00. Additional Information: Charged at cost
- Special Attendance Fee - Mortgage Discharge (Event), Amount: 696.00. Additional Information: Charged at discharge
- Boost Package Annual Fee - The Annual Fee Charged On The Boost Package Home Loan (Periodic), Amount: 395.00.
- Lenders Mortgage Insurance (lmi) (Upfront), Amount: 0.00. Additional Information: The amount of this fee will be available on application, as it is dependent on the loan to valuation ratio of each loan.
Limitations & Restrictions (Constraints)
- Min Limit of 50000.00 Additional Information: Minimum loan size applies only at application
- Max Lvr of 0.80 Additional Information: Maximum 80% LVR
■ ■ ■
Like this Mortgage Product?
Share on Facebook
Share on Twitter
Share on Linkdin
Share on Pinterest
