GO BASIC 3 YEAR FIXED HOME LOAN - INVESTMENT LVR 80% (Interest Only)
A fixed rate for 3 years for investors with a maximum LVR of 80% wanting certainty of repayments for a period. Includes access to redraw and the ability to make extra repayments.
Category: Home Loans Last Updated April 20, 2026 Effective April 29, 2026
General Lending Rates
Rates listed below are for a FIXED INVESTMENT Interest Only product. Additional Information The comparison rate is based on a secured loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Interest Rate
6.79% PA
6.79% PA
Comparison Rate
6.37%PA*
6.37%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
- Digital Banking
- Redraw Additional Information: Redraw fees apply
- Extra Repayments Additional Information: No penalty for extra repayments, an Early Repayment Fee may apply if the loan is paid out and closed during the fixed rate term
- Other Additional Information: Split Loan
Product Eligibility
- Min Age - 18. Additional Information: 18 years
- Natural Person
- Residency Status - Australian Citizen Or Permanent Residency Only.
Bank Fees and Charges
- Home Loan Application Fee (Upfront), Amount: 600.00. Additional Information: First application includes the cost of the first standard valuation and legal fees of one security only (and includes 2 splits)
- Loan Variation Fee (Event), Amount: 250.00. Additional Information: Includes loan split requests, additional splits, loan top up on existing loan, substitution of security, loan re-fix fee and loan switches (loan switching to a different loan type)
- Construction Loan Application Fee (Upfront), Amount: 1500.00. Additional Information: Includes application fee, inspection fees and draw-down fees throughout construction period. Legal fees are paid in addition to this and are at cost.
- Late Payment (Event), Amount: 25.00. Additional Information: Charged to loan account
- Redraw Fee - Staff Assisted (Event), Amount: 30.00. Additional Information: Charged to loan account
- Safe Custody Fee (Periodic), Amount: 50.00. Additional Information: E.g. certificate of titles, wills, etc
- Re-issue Loan Documentation Fee (Event), Amount: 300.00. Additional Information: For mortgage products
- Special Attendance Fee (Event), Amount: 0.00. Additional Information: Charged at cost
- Copy Of Statement (already Issued) (Event), Amount: 1.50. Additional Information: Charged per page. For statements issued prior to January 1997 the fee is $3 per page.
- Solicitors Preparation Fee (Event), Amount: 0.00. Additional Information: Charged at cost
- Additional Valuation Fee (Event), Amount: 0.00. Additional Information: Charged at cost
- Search Fees (Event), Amount: 0.00. Additional Information: Charged at cost
- Early Repayment Fee (erf) (Exit), Amount: 0.00. Additional Information: Refer to loan contract
- Special Attendance Fee - Mortgage Discharge (Event), Amount: 696.00. Additional Information: Charged at discharge
Limitations & Restrictions (Constraints)
- Min Limit of 50000.00 Additional Information: Minimum loan amount only applies at time of application
- Max Lvr of 0.80 Additional Information: Maximum 80% LVR
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