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  Police Home Loan IO Variable Construction 2 Years

 General Lending Rates

 Product Features

• Redraw

• Insurance

• Offset

 Product Eligibility

• Employment Status - Payg Income And Be Outside Any Probationary Periods Of Employment.

• Residency Status - Australian Citizen.

• Other Additional Information: Member of BankVic

• Other Additional Information: Police Officer

• Min Age - 18.

 Bank Fees and Charges

• Mortgage Establishment Fee (Upfront), Amount: 600.00. Additional Information: Includes valuation, solicitor s fees, one Torrens title search and mortgage preparation costs. If applicable, the following fees may be summarised and presented as an Establishment Fee

• Mortgage Establishment Fee Existing Loan (Upfront), Amount: 300.00. Additional Information: Includes, solicitor s fees, one Torrens title search and mortgage preparation costs. If applicable, the following fees may be summarised and presented as an Establishment Fee

• Valuation Fee (Upfront), Amount: 300.00. Additional Information: Only charged when a standard metro valuation is needed for setup or if additional valuation is required. If applicable, this fee may be summarised and presented as an Establishment Fee

• Valuation Fee Country (Upfront), Amount: 330.00. Additional Information: Charged at-cost for non-standard valuation (e.g. country property, interstate or high-value properties)

• Switching Loan Products (Upfront), Amount: 200.00. Additional Information: Loan switching payable when we agree to your request to change your type of home loan or your interest rate.

• Production Of Title Fee (Upfront), Amount: 330.00. Additional Information: Request to revise Certificate of Title held by BankVic requires consent to mortgage, ownership, including subdivisions, second mortgages, caveats in Victoria only (fee can differ in other states)

• Top-up Fee (Upfront), Amount: 200.00. Additional Information: Increase in loan amount with no valuation required. This top-up fee is waived when a standard metro valuation is required for an increase in loan amount.

• Representation Fee (Event), Amount: 99.00. Additional Information: Attendance at settlement by BankVic or its representative

• Security Substitution Fee (Event), Amount: 400.00. Additional Information: Exclusive of government and other charges

• Discharge Fee (Event), Amount: 295.00. Additional Information: Payable upon payout of your loan if you request to discharge the mortgage. Exclusive of government and other charge

• Title Search Fee (Event), Amount: 25.00. Additional Information: Torrens title, where additional searches required

• Progressive Inspection Fee (Event), Amount: 150.00. Additional Information: Charged at-cost and applicable only for construction loans. Charged at the start and end of construction

• Financial Institution Cheque (Transaction), Amount: 0.00.