RBA Cash Rate: 4.10% · 1AUD = 0.72 USD · Inflation: 3.6%  

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  Billions Capital [ FINANCE SPECIALISTS ]

Home Loan Variable: 5.24% (5.24%*) • Home Loan Fixed: 5.24% (5.75%*) • Fixed: 5.24% (5.75%*) • Variable: 5.24% (5.24%*) • Investment IO: 5.64% (5.99%*) • Investment PI: 5.44% (5.95%*)

  Fixed Rate Home Loan (With Interest Only Repayment)

Fixed Rate Home Loan (With Interest Only Repayment)
Category: Home Loans  Last Updated April 10, 2026  Effective July 1, 2021

General Lending Rates

Rates listed below are for a FIXED Owner Occupied Interest Only product. Additional Information 1 Year Fixed Rate
Interest Rate
6.39% PA
Comparison Rate
8.14%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions.

Product Features

  • Extra Repayments Additional Information: Early repayment up to $10000 per settlement anniversary
  • Redraw
  • Digital Banking

Product Eligibility

  • Natural Person Additional Information: Individuals

Bank Fees and Charges

  • Annual Fee (Periodic), Amount: 190.00.

 Limitations & Restrictions (Constraints)

  • Min Limit of 150000 Additional Information: Minimum Loan Amount AUD 150,000
  • Max Lvr of 0.9 Additional Information: Max 90% with LMI

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Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
BM FHB Guide, May 2025
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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